Shiawassee County property record for 825 Isham St, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,144 sqft · built 1973 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on File |
| Last Sale | $38,500 (Sep 2011) |
| Tax Bill | $2,089 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit Oct 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 050-602-004-008-00 |
| Primary APN | 050-602-004-008-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,144 sqft Living Area |
| 1st Floor Area | 1,144 sqft |
| Basement Area | 1,144 sqft |
| Unfinished Basement | 1,144 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Area | 840 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 825 ISHAM ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-4047 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 8 BLK 4 M L STEWART & CO'S 2ND ADD INCLUDING 12 CLOSED ALLEY |
| Legal Subdivision | M L STEWART & COS 2ND ADD |
| Legal Block | 4 |
| Legal Lot Number | 8 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 30700 |
825 Isham St is owned and occupied by an individual who bought it in September 2011.
Source: Shiawassee County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 825 ISHAM ST, OWOSSO, MI 48867-4047 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 3, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Oct 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC |
| Oct 16, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BK NA |
| Jan 12, 2019 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 13, 2011 · Amount on File |
| Deed Sale | Sep 13, 2011 · Amount on File |
| Prior Sale | Sep 1, 2010 · Amount on File |
| Deed Document Number | 20113226550 |
| Deed Book / Page | 1163 / 622 |
| Prior Transfer Date | Aug 25, 2010 |
| Prior Transfer Doc | 0011510434 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 825 ISHAM ST, OWOSSO, MI 48867-4047 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Name | Verified Name |
|---|---|
| Address | 825 ISHAM ST, OWOSSO, MI 48867-4047 |
| Document Number | 0013000948 |
|---|---|
| Date | Oct 3, 2022 |
| Book Page | 1300/948 |
| Instrument | 3364923 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Sep 13, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 825 ISHAM ST, OWOSSO, MI 48867-4047 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2021 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 825 ISHAM ST, OWOSSO, MI 48867-4047 |
| Document Number | 0012880028 |
|---|---|
| Date | Oct 1, 2021 |
| Book Page | 1288/28 |
| Instrument | 3351839 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46250 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 825 ISHAM ST, OWOSSO, MI 48867-4047 |
| Document Number | 0012620368 |
| Instrument Date | Oct 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 825 ISHAM ST OWOSSO MI 488674047, OWOSSO, MI 48867-4047 |
| Document Number | 0012620368 |
|---|---|
| Date | Oct 24, 2019 |
| Book Page | 001262/000368 |
| Instrument | 3325935 |
| Name | CITIZENS BK NA |
|---|---|
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 23, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 825 ISHAM ST, OWOSSO, MI 48867-4047 |
| Document Number | 0012530558 |
| Instrument Date | Jan 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 825 ISHAM ST OWOSSO MI 488674047, OWOSSO, MI 48867-4047 |
| Document Number | 0012530558 |
|---|---|
| Date | Jan 25, 2019 |
| Book Page | 001253/000558 |
| Instrument | 3317045 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 24, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 825 Isham St was $2,089 with a homeowner's exemption.
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $77,700 (+10.21%) | $155,400 (+10.21%) | |
| 2025 | $2,089.00 Homeowner's exemption | $70,500 | $141,000 |
| 2023 | $2,022.00 Homeowner's exemption | $58,400 | $116,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 825 Isham St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 825 Isham St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| DayStarr Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures