Shiawassee County property record for 822 Isham St, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $129,900 (Mar 2026) |
| Tax Bill | $1,469 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Dec 2025 Foreclosure + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 050-602-005-013-00 |
| Primary APN | 050-602-005-013-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 864 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Basement Area | 704 sqft |
| Unfinished Basement | 704 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Lot Area | 9,148 sqft (0.21 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 822 ISHAM ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-4048 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 13 BLK 5 M L STEWART & CO'S 2ND ADD INCL 12 CLSD ALLEY |
| Legal Subdivision | M L STEWART & COS 2ND ADD |
| Legal Block | 5 |
| Legal Lot Number | 13 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 30700 |
Source: Shiawassee County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 350 PROSPECT ST, B7, LAINGSBURG, MI 48848-9636 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 9, 2026 | Warranty Deed, Transfer · USDA Mortgage LEGACY MORTGAGE |
| Dec 19, 2025 | Sheriff's Deed, Foreclosure |
| Aug 29, 2022 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE 1 INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 9, 2026 · Amount on Record |
| Deed Sale | Mar 9, 2026 · Amount on Record |
| Prior Sale | Dec 19, 2025 · Amount on Record |
| Deed Document Number | 20263400510 |
| Deed Book / Page | 1335 / 951 |
| Prior Transfer Date | Dec 10, 2025 |
| Prior Transfer Doc | 0013330934 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Mar 9, 2026 |
| Property Address | 822 ISHAM ST, OWOSSO, MI 48867-4048 |
| Document Number | 0013350951 |
| Book / Page | 1335 / 951 |
| Map Reference | LB 1 PG 23 |
| Instrument Date | Mar 5, 2026 |
| Instrument | 3400510 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2026 |
| Title Company | MASON BURGESS TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $975.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 822 ISHAM ST, OWOSSO, MI 48867-4048 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 350 PROSPECT ST APT B7, B7, LAINGSBURG, MI 48848-9636 |
| Document Number | 0003400630 |
|---|---|
| Date | Mar 9, 2026 |
| Instrument | 3400630 |
| Name | LEGACY MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Dec 19, 2025 |
| Property Address | 822 ISHAM ST, OWOSSO, MI 48867-4048 |
| Document Number | 0013330934 |
| Book / Page | 1333 / 934 |
| Map Reference | LB 1 PG 23 |
| Instrument Date | Dec 10, 2025 |
| Instrument | 3398459 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 7, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 822 ISHAM ST, OWOSSO, MI 48867-4048 |
| Name | Verified Name |
|---|---|
| Address | 4212 50TH ST, LUBBOCK, TX 79413-3810 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Aug 29, 2022 |
| Property Address | 822 ISHAM ST, OWOSSO, MI 48867-4048 |
| Document Number | 0012990974 |
| Book / Page | 1299 / 974 |
| Map Reference | LB 1 PG 23 |
| Instrument Date | Aug 25, 2022 |
| Instrument | 3363935 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2022 |
| Title Company | CRISLO TITLE COMPANY, CISLO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $825.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1900 N HICKORY RD, 1900, OWOSSO, MI 48867-8301 |
| Name | Verified Name |
|---|---|
| Address | 740 RIVERWALK CIR APT 6A, 6A, CORUNNA, MI 48817-1285 |
| Document Number | 0003363936 |
|---|---|
| Date | Aug 29, 2022 |
| Instrument | 3363936 |
| Name | MORTGAGE 1 INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $43,300 (+11.31%) | $86,600 (+11.31%) | |
| 2025 | $1,469.00 (+4.85%) Homeowner's exemption | $38,900 (+21.18%) | $77,800 (+21.18%) |
| 2024 | $1,401.00 | ||
| 2023 | $1,401.00 Homeowner's exemption | $32,100 | $64,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| DayStarr Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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