Shiawassee County property record for 821 Isham St, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,144 sqft · built 1973 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Company Name on Record |
| Last Sale | $97,401 (May 2026) |
| Tax Bill | $2,385 (2025) |
| Deeds & Mortgages | May 2026 Foreclosure Jun 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 050-602-004-007-00 |
| Primary APN | 050-602-004-007-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,144 sqft Living Area |
| 1st Floor Area | 1,144 sqft |
| Basement Area | 1,144 sqft |
| Unfinished Basement | 1,144 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Area | 576 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 821 ISHAM ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-4047 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7 BLK 4 M L STEWART & CO'S 2ND ADD INCLUDING 12 CLOSED ALLEY |
| Legal Subdivision | M L STEWART & COS 2ND ADD |
| Legal Block | 4 |
| Legal Lot Number | 7 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 30700 |
Source: Shiawassee County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1022 S LAPEER RD, LAPEER, MI 48446-3037 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| May 15, 2026 | Sheriff's Deed, Foreclosure NONE LISTED ON DOCUMENT |
| Jun 21, 2022 | Warranty Deed, Transfer · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 15, 2026 · Amount on Record |
| Deed Sale | May 15, 2026 · Amount on Record |
| Prior Sale | Jun 21, 2022 · Amount on Record |
| Deed Document Number | 20263403344 |
| Deed Book / Page | 1338 / 764 |
| Prior Transfer Date | May 6, 2026 |
| Prior Transfer Doc | 0003403344 |
| Record Updated | Oct 29, 2026 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | May 15, 2026 |
| Property Address | 821 ISHAM ST, OWOSSO, MI 48867-4047 |
| Document Number | 0003403344 |
| Book / Page | 1338 / 764 |
| Instrument Date | May 6, 2026 |
| Instrument | 20263403344 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $84,602.65 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 1022 S LAPEER RD, LAPEER, MI 48446-3037 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Jun 21, 2022 |
| Property Address | 821 ISHAM ST, OWOSSO, MI 48867-4047 |
| Document Number | 0012970728 |
| Book / Page | 1297 / 728 |
| Map Reference | LB 1 PG 23 |
| Instrument Date | Jun 16, 2022 |
| Instrument | 3361655 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2022 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,087.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1900 N HICKORY RD, 1900, OWOSSO, MI 48867-8301 |
| Name | Verified Name |
|---|---|
| Address | 821 ISHAM ST, OWOSSO, MI 48867-4047 |
| Document Number | 0003361656 |
|---|---|
| Date | Jun 21, 2022 |
| Instrument | 3361656 |
| Name | NORTH AMERICAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $69,100 (+10.03%) | $138,200 (+10.03%) | |
| 2025 | $2,385.00 (+4.88%) Homeowner's exemption | $62,800 (+20.54%) | $125,600 (+20.54%) |
| 2024 | $2,274.00 | ||
| 2023 | $2,274.00 Homeowner's exemption | $52,100 | $104,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| DayStarr Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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