825 Elm St, Algonquin, IL 60102 Property Records

McHenry County property record for 825 Elm St, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,252 sqft · built 1979
Lot Size	0.311 acres (13,579 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Jan 2024)
Deeds & Mortgages	Jan 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-27-331-026`

Property Details

APN / Parcel Number

Primary APN	`19-27-331-026`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,252 sqft
Gross Area	3,048 sqft
1st Floor Area	1,244 sqft
2nd Floor Area	1,008 sqft

Exterior

Year Built	Built 1979
Exterior Material	Frame Siding
Lot Area	13,579 sqft (0.311 acres)
Lot Dimensions	136 ft deep x 100 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	825 ELM ST
City	ALGONQUIN
State	IL
Zip	60102-2219
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2001R0071832 LTS 1 & 2 BLK 51 MERRILL, F E & CO ALGONQUIN HILLS UNIT 4
Legal Range	08E
Legal Township	43N
Legal Section	27
Legal Subdivision	ALGONQUIN HILLS 04/F E MERRILL
Legal Block	51
Legal Lot Number	1-2 2
Legal Unit	4
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	1
Census Block	1039
Census Tract	871311

Owner

Source: McHenry County assessment roll, as of January 1, 2022

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	825 ELM ST, ALGONQUIN, IL 60102-2219
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 31, 2024 · Amount on Record
Deed Sale	Jan 31, 2024 · Amount on Record
Prior Sale	Sep 27, 2001 · Amount on Record
Deed Document Number	2024R0002241
Record Updated	Jun 7, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jan 31, 2024
Property Address	825 ELM ST, ALGONQUIN, IL 60102-2219
Document Number	0000002241
Map Reference	MB 5 PG 85
Instrument Date	Jan 5, 2024
Instrument	2024R0002241
Transaction Type	Transfer
Record Updated	Feb 12, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	825 ELM ST, ALGONQUIN, IL 60102-2219

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	825 ELM ST, ALGONQUIN, IL 60102-2219

Mortgage

Document Number	0000002242
Date	Jan 31, 2024
Instrument	2024R0002242

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$99,047 Land $15,269 Building $83,778	$297,141 Land $45,807 Building $251,334

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1993–2013)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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