728 Elm St, Algonquin, IL 60102 Property Records

McHenry County property record for 728 Elm St, Algonquin, IL 60102

Property Summary

Property Type	Multi-Family Dwellings
Details	5,562 sqft · built 2000
Lot Size	0.337 acres (14,712 sqft)
Owner	Company Name on File
Deeds & Mortgages	Jan 2023 Line of Credit Oct 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-27-332-018`

Property Details

APN / Parcel Number

Primary APN	`19-27-332-018`

Interior

Stories	2 Stories
Building Area	5,562 sqft

Exterior

Year Built	Built 2000
Lot Area	14,712 sqft

Location & Zoning

Street Address	728 ELM ST
City	ALGONQUIN
State	IL
Zip	60102-2218
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	DOC 2018R0017123 LTS 11, 12, 13 & SLY 1/2 LT 14 BLK 52 MERRILL, F E & CO ALGONQUIN HILLS UNIT 4
Legal Range	08E
Legal Township	43N
Legal Section	27
Legal Subdivision	ARROWHEAD HILLS
Legal Block	52
Legal Lot Number	11-14 12
Legal Unit	4
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	1
Census Block	1040
Census Tract	871311

Owner

728 Elm St, a residential property, is owned by a company that acquired it in August 2018.

Source: McHenry County records, as of May 13, 2024

Owner of Record	Company Name on File
Mailing Address	580 ROGER WILLIAMS AVE STE 26, 26, HIGHLAND PARK, IL 60035-4820
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2023	Deed of Trust, Mortgage · Line of Credit ALGONQUIN STATE BANK NA
Oct 4, 2018	Deed of Trust, Mortgage · Line of Credit ALGONQUIN STATE BANK NA
Aug 1, 2018	Grant Deed, Foreclosure OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	Jul 21, 2010
Last Transfer Date	Aug 1, 2018
Transfer Doc	0000026031
Record Updated	Jun 7, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	728 ELM ST, ALGONQUIN, IL 60102-2218
Transaction Type	Mortgage
Record Updated	Feb 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001757
Date	Jan 24, 2023
Instrument	2023R0001757

Lender

Name	ALGONQUIN STATE BANK NA
Type	Bank
Address	ALGONQUIN, IL 60102

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	24 Months
Due	Jan 3, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	728 ELM ST, ALGONQUIN, IL 60102-2218
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034074
Date	Oct 4, 2018
Instrument	2018R0034074

Lender

Name	ALGONQUIN STATE BANK NA
Type	Bank
Address	ALGONQUIN, IL 60102

Agreement

Type	Line of Credit
Amount	Amount on Record

August 2018: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	MCHENRY IL
Recording Date	Aug 1, 2018
Property Address	728 ELM ST, ALGONQUIN, IL 60102-2218
Document Number	0000026031
Instrument Date	May 12, 2018
Instrument	26031
Transaction Type	Foreclosure
Record Updated	Aug 21, 2018
Title Company	OTHER

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	580 ROGER WILLIAMS AVE #26 HIGHLAND PARK IL 600354820, 26, HIGHLAND PARK, IL 60035-4820

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2022	$190,003 Land $39,305 Building $150,698	$570,009 Land $117,915 Building $452,094

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 728 Elm St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1993–2013)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 728 Elm St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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