815 Elm St, Algonquin, IL 60102 Property Records

McHenry County property record for 815 Elm St, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,282 sqft · built 1979
Lot Size	0.258 acres (11,244 sqft)
Owner	2 Individual Names on Record
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-27-331-021`

Property Details

APN / Parcel Number

Primary APN	`19-27-331-021`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,282 sqft
Gross Area	2,426 sqft
1st Floor Area	1,282 sqft

Exterior

Year Built	Built 1979
Architectural Style	Ranch
Exterior Material	Frame Siding
Lot Area	11,244 sqft (0.258 acres)

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	815 ELM ST
City	ALGONQUIN
State	IL
Zip	60102-2219
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2020R0023221 LT 5 BLK 3 SCENIC VIEW SUB
Legal Range	08E
Legal Township	43N
Legal Section	27
Legal Subdivision	SCENIC VIEW
Legal Block	3
Legal Lot Number	5
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	1
Census Block	1039
Census Tract	871311

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	815 ELM ST, ALGONQUIN, IL 60102-2219
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Names on Deed
Prior Sale	Feb 1, 2007
Last Transfer Date	Jun 25, 2020
Transfer Doc	0000023221
Record Updated	Jun 7, 2026

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCHENRY IL
Recording Date	Jun 25, 2020
Property Address	815 ELM ST, ALGONQUIN, IL 60102-2219
Document Number	0000023221
Map Reference	DOC 695627
Instrument Date	May 26, 2020
Instrument	2020R0023221
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	NATIONAL TITLE SOLUTIONS INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	815 ELM ST, ALGONQUIN, IL 60102-2219

Mortgage

Document Number	0000023222
Date	Jun 25, 2020
Instrument	2020R0023222

Lender

Name	CROSSCOUNTRY MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$94,336 Land $19,398 Building $74,938	$283,008 Land $58,194 Building $224,814

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1993–2013)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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