Monroe County property record for 8246 Joy Ln, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 5 ba · 2,192 sqft · built 2004 |
| Lot Size | 2.59 acres (112,820 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,628 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-100-004-000 |
| Primary APN | 07-11-100-004-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 5 Baths |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,192 sqft Living Area |
| 1st Floor Area | 2,192 sqft |
| Basement Area | 850 sqft |
| Unfinished Basement | 850 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | No Foundation |
| Lot Area | 112,820 sqft (2.59 acres) |
| Garage Area | 886 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 4,434 sqft |
| Porch | Slab |
| Porch Area | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 8246 JOY LN |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-5420 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PART LOTS 9 & 10 |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 11 |
| Legal Subdivision | HEATHER HEIGHTS |
| Legal Lot Number | 9,10 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 11 |
| Census Block Group | 2 |
| Census Block | 2046 |
| Census Tract | 600402 |
Source: Monroe County records · APN 07-11-100-004-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8246 JOY LN, WATERLOO, IL 62298-5420 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | May 09, 2019 |
| Transfer Doc | 0000401484 |
| Record Updated | Sep 20, 2026 |
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $139,380 (+4.83%) Land $16,870 Building $122,510 | $418,140 (+4.83%) Land $50,610 Building $367,530 | |
| 2024 | $7,628.00 | ||
| 2022 | Homeowner's exemption Additional exemption filed | $132,960 Land $16,870 Building $116,090 | $398,880 Land $50,610 Building $348,270 |
Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171336004022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 263 (1993–2019) |
| Most Recent Claim | Jun 2019, river or lake flooding, Severe Storms And Flooding |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 6 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| HTC Holding | Fiber | 1,000 / 1,000 |
| Wisper ISP | Fixed Wireless | 400 / 30 |
| Verizon | Fixed Wireless | 300 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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