Monroe County property record for 8243 Joy Ln, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 1995 |
| Square Footage | 2,076 sqft Living Area |
| Lot Size | 112,820 sqft (2.59 acres) |
| Garage | 892 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $6,721.00 (2024) |
| Primary APN | 07-11-100-015-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Building Area | 2,076 sqft Living Area |
| 1st Floor | 2,076 sqft 1st Floor |
| Basement Area | 2,076 sqft Basement |
| Unfinished Basement | 2,076 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Lot Area | 112,820 sqft (2.59 acres) |
| Driveway | Driveway Concrete |
| Driveway Area | 600 sqft Driveway |
| Garage Area | 892 sqft Garage |
| Patio Area | 224 sqft Patio |
| Porch Area | 132 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 8243 JOY LN |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-5420 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PART LOT 10 |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 11 |
| Legal Subdivision | HEATHER HEIGHTS |
| Legal Lot Number | 10 |
| Jurisdiction | MONROE IL |
| Minor Civil Division | 11 |
| Census Blockgroup | 2 |
| Census Block | 2046 |
| Census Tract | 600402 |
Source: Monroe County records · APN 07-11-100-015-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8243 JOY LN, WATERLOO, IL 62298-5420 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 12, 2022 | Deed of Trust, Mortgage · Conventional Mortgage STATE BANK |
| Sep 11, 2017 | Deed of Trust, Mortgage · Conventional Mortgage STATE BK/WATERLOO |
| Sep 08, 2017 | Deed of Trust, Mortgage · Line of Credit STATE BK/WATERLOO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 8243 JOY LN, WATERLOO, IL 62298-5420 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000426047 |
|---|---|
| Date | Sep 12, 2022 |
| Instrument | 426047 |
| Name | STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 29, 2037 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 8243 JOY LN, WATERLOO, IL 62298-5420 |
| Document Number | 0000391996 |
| Instrument Date | Sep 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 03, 2017 |
| Title Company | ACCENT TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 8243 JOY LN WATERLOO IL 622985420, WATERLOO, IL 62298-5420 |
| Document Number | 0000391996 |
|---|---|
| Date | Sep 19, 2017 |
| Instrument | 391996 |
| Name | STATE BK/WATERLOO |
|---|---|
| Type | Bank |
| Address | WATERLOO, IL 62298 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 18, 2047 |
| Rate | 3.87% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 8243 JOY LN, WATERLOO, IL 62298-5420 |
| Document Number | 0000392495 |
| Instrument Date | Sep 08, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 8243 JOY LN WATERLOO IL 622985420, WATERLOO, IL 62298-5420 |
| Document Number | 0000392495 |
|---|---|
| Date | Oct 18, 2017 |
| Instrument | 392495 |
| Name | STATE BK/WATERLOO |
|---|---|
| Type | Bank |
| Address | WATERLOO, IL 62298 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 17, 2037 |
| Rate Type | Adjustable Rate |
|---|
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $119,060 (+4.52%) Land $16,870 Building $102,190 | $357,180 (+4.52%) Land $50,610 Building $306,570 | |
| 2024 | $6,721.00 | ||
| 2022 | Additional exemption filed | $113,910 Land $16,870 Building $97,040 | $341,730 Land $50,610 Building $291,120 |
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