Monroe County property record for 8205 Joy Ln, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 5 Baths |
| Year Built | Built 2000 |
| Square Footage | 2,012 sqft Living Area |
| Lot Size | 112,820 sqft (2.59 acres) |
| Garage | 616 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $9,347.00 (2024) |
| Primary APN | 07-11-100-009-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 5 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Building Area | 2,012 sqft Living Area |
| 1st Floor | 2,012 sqft 1st Floor |
| Basement Area | 2,012 sqft Basement |
| Unfinished Basement | 2,012 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Lot Area | 112,820 sqft (2.59 acres) |
| Driveway | Driveway Concrete |
| Driveway Area | 558 sqft Driveway |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 616 sqft Garage |
| Pool Type | In-Ground Vinyl Pool Pool Type |
|---|---|
| Pool Area | 663 sqft Pool |
| Patio Area | 204 sqft Patio |
| Porch Area | 946 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 8205 JOY LN |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-5420 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PART LOT 10 |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 11 |
| Legal Subdivision | HEATHER HEIGHTS |
| Legal Lot Number | 10 |
| Jurisdiction | MONROE IL |
| Minor Civil Division | 11 |
| Census Blockgroup | 2 |
| Census Block | 2046 |
| Census Tract | 600402 |
Source: Monroe County records · APN 07-11-100-009-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 8205 JOY LN, WATERLOO, IL 62298-5420 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Trust |
| Date | Document |
|---|---|
| Dec 08, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STATE BANK |
| Jan 15, 2020 | Deed of Trust, Mortgage · Line of Credit STATE BK/WATERLOO |
| Jun 23, 2017 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) STATE BK/WATERLOO |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 8205 JOY LN, WATERLOO, IL 62298-5420 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ACCENT TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000413179 |
|---|---|
| Date | Dec 08, 2020 |
| Instrument | 413179 |
| Name | STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 8205 JOY LN, WATERLOO, IL 62298-5420 |
| Document Number | 0000405838 |
| Instrument Date | Jan 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 04, 2020 |
| Title Company | ACCENT TITLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 8205 JOY LN WATERLOO IL 622985420, WATERLOO, IL 62298-5420 |
| Document Number | 0000405838 |
|---|---|
| Date | Jan 24, 2020 |
| Instrument | 405838 |
| Name | STATE BK/WATERLOO |
|---|---|
| Type | Bank |
| Address | WATERLOO, IL 62298 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 23, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.83% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 8205 JOY LN, WATERLOO, IL 62298-5420 |
| Document Number | 0000390735 |
| Instrument Date | Jun 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2017 |
| Title Company | ACCENT TITLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 8205 JOY LN WATERLOO IL 622985420, WATERLOO, IL 62298-5420 |
| Document Number | 0000390735 |
|---|---|
| Date | Jul 03, 2017 |
| Instrument | 390735 |
| Name | STATE BK/WATERLOO |
|---|---|
| Type | Bank |
| Address | WATERLOO, IL 62298 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 02, 2047 |
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $162,770 (+44.48%) Land $16,870 Building $145,900 | $488,310 (+44.48%) Land $50,610 Building $437,700 | |
| 2024 | $9,347.00 | ||
| 2022 | Additional exemption filed | $112,660 Land $16,870 Building $95,790 | $337,980 Land $50,610 Building $287,370 |
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