8216 Copperleaf Ct, Owings, MD 20736 Property Records

Calvert County property record for 8216 Copperleaf Ct, Owings, MD 20736

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,918 sqft · built 2002
Lot Size	0.975 acres (42,471 sqft)
Owner	2 Individual Names on File
Last Sale	$570,000 (Jun 2020)
Tax Bill	$6,791 (2025)
Deeds & Mortgages	Oct 2025 Second Mortgage Jul 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-173577`

Property Details

APN / Parcel Number

Primary APN	`03-173577`
Alternative APNs	`3173577` `173577`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,918 sqft Total Area
Basement Area	650 sqft
Finished Basement	650 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	42,471 sqft (0.975 acres)
Garage Type	Built-in
Garage Area	492 sqft
Parking Spaces	2 Parking Spaces
Deck Area	316 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	173577
Street Address	8216 COPPERLEAF CT
City	OWINGS
State	MD
Zip	20736-3615
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUR
Legal Description	LT 2 PLAT 1 FAIRVIEW FARM
Legal Subdivision	FAIRVIEW FARM 01
Legal Lot Number	2
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	2
Census Block	2012
Census Tract	860200

Owner

8216 Copperleaf Ct is owned and occupied by two individuals who bought it in June 2020.

Source: Calvert County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8216 COPPERLEAF CT, OWINGS, MD 20736-3615
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Jul 27, 2023	Deed of Trust, Mortgage · Line of Credit NASA FCU
Jun 22, 2020	Grant Deed, Transfer · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2020 · Amount on File
Deed Sale	Jun 22, 2020 · Amount on File
Prior Sale	Nov 16, 2016 · Amount on File
Deed Book / Page	5623 / 134
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	8216 COPPERLEAF CT, OWINGS, MD 20736-3615
Transaction Type	Mortgage
Record Updated	Nov 13, 2025
Title Company	UNKNOWN, ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0068090340
Date	Oct 31, 2025
Book Page	6809/340

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2045

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	8216 COPPERLEAF CT, OWINGS, MD 20736-3615
Transaction Type	Mortgage
Record Updated	Aug 9, 2023
Title Company	US TITLE INSURANCE AGENCY, CU TITLE INSURANCE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8216 COPPERLEAF CT, OWINGS, MD 20736-3615

Mortgage

Document Number	0064620374
Date	Jul 27, 2023
Book Page	6462/374

Lender

Name	NASA FCU
Type	Credit Union
Address	BOWIE, MD 20716

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 28, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	Jun 22, 2020
Property Address	8216 COPPERLEAF CT, OWINGS, MD 20736-3615
Document Number	0056230134
Book / Page	005623 / 000134
Instrument Date	Jun 5, 2020
Transaction Type	Transfer
Record Updated	Jul 10, 2020
Title Company	MILLENNIUM TITLE AND ABSTRACT COMPANY, MILLENNIUM TITLE & ABSTRACT CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$570.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8216 COPPERLEAF CT OWINGS MD 207363615, OWINGS, MD 20736-3615

Mortgage

Document Number	56230141
Date	Jun 22, 2020
Book Page	005623/000141

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 21, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 8216 Copperleaf Ct was $6,791.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$621,867	$648,000 Land $168,600 Building $479,400
2025	$6,791.00
2023	$5,587.00	$537,733	$608,800 Land $168,600 Building $440,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8216 Copperleaf Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2002–2003)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2003 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8216 Copperleaf Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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