824 W 20th St, Upland, CA 91784 Property Records

San Bernardino County property record for 824 W 20th St, Upland, CA 91784

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,612 sqft · built 1934
Lot Size	0.262 acres (11,418 sqft)
Owner	2 Individual Names on Record
Last Sale	$575,000 (Apr 2014)
Tax Bill	$8,104 (2025)
Deeds & Mortgages	May 2023 Line of Credit Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1044-011-09-0000`

Property Details

APN / Parcel Number

Primary APN	`1044-011-09-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,612 sqft Living Area
Gross Area	3,512 sqft
1st Floor Area	1,269 sqft
2nd Floor Area	1,343 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1960
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Tile
Lot Area	11,418 sqft (0.262 acres)
Lot Dimensions	173 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces
Porch	Patio/Porch
Porch Area	574 sqft
Patio Area	574 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	824 W 20TH ST
City	UPLAND
State	CA
Zip	91784-1595
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 10867 LOT 3
Legal Subdivision	TRACT NO 10867
Legal Tract	10867
Legal Block	3
Legal Lot Number	3
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	3
Census Block	3008
Census Tract	814

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	824 W 20TH ST, UPLAND, CA 91784-1595
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2023	Deed of Trust, Mortgage · Line of Credit THE FIRST FINANCIAL FCU
Nov 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Mar 27, 2017	Deed of Trust, Mortgage FIRST FINANCIAL CU
Jul 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2014 · Amount on Record
Deed Sale	Apr 21, 2014 · Amount on Record
Deed Document Number	2014140950
Last Transfer Date	Mar 30, 2015
Transfer Doc	0000128053
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	824 W 20TH ST, UPLAND, CA 91784-1595
Transaction Type	Mortgage
Record Updated	May 26, 2023
Title Company	CALIFORNIA TITLE COMPANY, CALIFORNIA MEMBERS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	824 W 20TH ST, UPLAND, CA 91784-1595

Mortgage

Document Number	0000112700
Date	May 10, 2023
Instrument	2023-0112700

Lender

Name	THE FIRST FINANCIAL FCU
Type	Credit Union
Address	WEST COVINA, CA 91793

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 25, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	824 W 20TH ST, UPLAND, CA 91784-1595
Transaction Type	Mortgage
Record Updated	Nov 16, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	824 W 2OTH ST, UPLAND, CA 91784

Mortgage

Document Number	0000495467
Date	Nov 2, 2021
Instrument	2021-0495467

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	824 W 20TH ST, UPLAND, CA 91784-1595
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000125014
Date	Mar 27, 2017
Instrument	2017-0125014

Lender

Name	FIRST FINANCIAL CU
Type	Credit Union
Address	WEST COVINA, CA 91790

Agreement

Amount	Amount Recorded
Term	241 Months
Due	Apr 15, 2037

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	824 W 20TH ST, UPLAND, CA 91784-1595
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000224042
Date	Jul 7, 2020
Instrument	2020-0224042

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Upland City
Unified School District	Upland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$750,733 (+2%) Land $251,473 Building $499,260
2025	$8,104.00 (+8.43%)	$736,013 (+7.7%) Land $246,542 Building $489,471
2023	$7,474.00 (+2.19%)	$683,403 Land $236,968 Building $446,435
2022	$7,314.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UPLAND serves 78,376 people · EPA ID CA3610050
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Frontier, GeoLinks, T-Mobile, Verizon.

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