786 W 20th St, Upland, CA 91784 Property Records

San Bernardino County property record for 786 W 20th St, Upland, CA 91784

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,173 sqft · built 1986
Lot Size	0.343 acres (14,933 sqft)
Owner	Company Name on Record
Last Sale	$415,000 (Jun 2011)
Tax Bill	$5,836 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Dec 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`1044-012-04-0000`

Property Details

APN / Parcel Number

Primary APN	`1044-012-04-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,173 sqft Living Area
Gross Area	2,773 sqft
1st Floor Area	2,173 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	14,933 sqft (0.343 acres)
Lot Dimensions	137 ft deep x 109 ft wide
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	903 sqft
Patio Area	903 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	786 W 20TH ST
City	UPLAND
State	CA
Zip	91784-1647
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 12713 LOT 1
Legal Subdivision	PLEASANT PLAIN
Legal Tract	12713
Legal Block	4
Legal Lot Number	1
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	4
Census Block	4007
Census Tract	814

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	786 W 20TH ST, UPLAND, CA 91784-1647
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE HOME MORTGAGE LLC
Dec 12, 2017	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2011 · Amount on Record
Deed Sale	Jun 30, 2011 · Amount on Record
Deed Document Number	2011268099
Last Transfer Date	Oct 9, 2017
Transfer Doc	0000525147
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	786 W 20TH ST, UPLAND, CA 91784-1647
Transaction Type	Mortgage
Record Updated	Sep 1, 2023
Title Company	PRIORITY TITLE-RIVERSIDE, PRIORITY TITLE RIVERSIDE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	786 W 20TH ST, UPLAND, CA 91784-1647

Mortgage

Document Number	0000062455
Date	Feb 9, 2021
Instrument	2021-0062455

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company
Address	IRVINE, CA 92606

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Dec 12, 2017
Property Address	786 W 20TH ST, UPLAND, CA 91784-1647
Document Number	0000525147
Instrument Date	Oct 9, 2017
Instrument	525147
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	786 W 20TH ST UPLAND CA 917841647, UPLAND, CA 91784-1647
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Upland City
Unified School District	Upland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$542,323 (+2%) Land $189,812 Building $352,511
2025	$5,836.00 (+4.89%) Homeowner's exemption	$531,689 (+4.04%) Land $186,090 Building $345,599
2023	$5,564.00 (+2.22%) Homeowner's exemption	$511,043 Land $178,864 Building $332,179
2022	$5,443.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1980–1983)
Most Recent Claim	Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes
Claims by Event	Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UPLAND serves 78,376 people · EPA ID CA3610050
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Frontier, GeoLinks, T-Mobile, Verizon.

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