845 W 20th St, Upland, CA 91784 Property Records

San Bernardino County property record for 845 W 20th St, Upland, CA 91784

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.75 ba · 2,778 sqft · built 1978
Lot Size	0.231 acres (10,064 sqft)
Owner	Individual Name on Record
Last Sale	$600,000 (Aug 2015)
Tax Bill	$8,434 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Nov 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1043-561-48-0000`

Property Details

APN / Parcel Number

Primary APN	`1043-561-48-0000`

Interior

Bedrooms	5 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,778 sqft Living Area
Gross Area	3,406 sqft
1st Floor Area	1,530 sqft
2nd Floor Area	1,248 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Modern
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	10,064 sqft (0.231 acres)
Lot Dimensions	136 ft deep x 74 ft wide
Garage Type	Attached
Garage Area	628 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	48 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	845 W 20TH ST
City	UPLAND
State	CA
Zip	91784-1596
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 9604 LOT 2
Legal Subdivision	TRACT NO 9604
Legal Tract	9604
Legal Block	3
Legal Lot Number	2
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	3
Census Block	3001
Census Tract	814

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	845 W 20TH ST, UPLAND, CA 91784-1596
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Nov 27, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage JMAC LENDING INC
Aug 27, 2018	Intrafamily Transfer, Transfer · Construction Mortgage VAL CHRIS INVESTMENTS INC
Aug 27, 2018	Quit Claim Deed, Transfer STEWART TITLE, STEWART TITLE/CA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2015 · Amount on Record
Deed Sale	Aug 5, 2015 · Amount on Record
Deed Document Number	2015334526
Last Transfer Date	Oct 3, 2024
Transfer Doc	0000244170
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	845 W 20TH ST, UPLAND, CA 91784-1596
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	845 W 20TH ST, UPLAND, CA 91784-1596

Mortgage

Document Number	0000517223
Date	Dec 18, 2020
Instrument	2020-0517223

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

November 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Nov 27, 2019
Property Address	845 W 20TH ST, UPLAND, CA 91784-1596
Document Number	0000442254
Map Reference	MB 131 PG 100&101
Instrument Date	Nov 9, 2019
Instrument	2019-0442254
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	845 W 20TH ST, UPLAND, CA 91784-1596

Mortgage

Document Number	0000442255
Date	Nov 27, 2019
Instrument	2019-0442255

Lender

Name	JMAC LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

August 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Aug 27, 2018
Property Address	845 W 20TH ST, UPLAND, CA 91784-1596
Document Number	0000312358
Map Reference	MB 131 PG 100&101
Instrument Date	Aug 20, 2018
Instrument	2018-0312358
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	STEWART TITLE OF CALIFORNIA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	845 W 20TH ST, UPLAND, CA 91784-1596

Mortgage

Document Number	0000312359
Date	Aug 27, 2018
Instrument	2018-0312359

Lender

Name	VAL CHRIS INVESTMENTS INC
Type	Non-Lending Institution
Address	IRVINE, CA 92614

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Aug 27, 2018
Property Address	845 W 20TH ST, UPLAND, CA 91784-1596
Document Number	0000312357
Instrument Date	Aug 15, 2018
Instrument	312357
Transaction Type	Transfer
Record Updated	Sep 3, 2018
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	845 W 20TH ST UPLAND CA 917841596, UPLAND, CA 91784-1596

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Upland City
Unified School District	Upland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$782,102 (+2%) Land $274,703 Building $507,399
2025	$8,434.00 (+5.81%) Homeowner's exemption	$766,767 (+4.04%) Land $269,317 Building $497,450
2023	$7,971.00 (+2.22%) Homeowner's exemption	$736,992 Land $258,859 Building $478,133
2022	$7,798.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UPLAND serves 78,376 people · EPA ID CA3610050
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Frontier, GeoLinks, T-Mobile, Verizon.

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