824 Troy Cir, Billings, MT 59105 Property Records

Yellowstone County property record for 824 Troy Cir, Billings, MT 59105

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,019 sqft · built 1993
Lot Size	0.462 acres (20,140 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,663 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Oct 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000C093410`

Property Details

APN / Parcel Number

Primary APN	`000C093410`
Alternative APNs	`03-1033-14-2-01-06-0000` `R0348750` `C093410` `C09341`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,019 sqft Living Area
Gross Area	2,165 sqft
1st Floor Area	1,437 sqft
Basement Area	728 sqft
Finished Basement	582 sqft
Unfinished Basement	146 sqft
Family Room	Family Room

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2000
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,140 sqft (0.462 acres)
View / Lot	Neighborhood / Spot
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	15 sqft
Deck Area	120 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	824 TROY CIR
City	BILLINGS
State	MT
Zip	59105-4178
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-70
Legal Description	KALE SUBD 3RD FILING, S14, T01 N, R26 E, BLOCK 1, LOT 20
Legal Range	26E
Legal Township	01N
Legal Section	14
Legal Subdivision	KALE SUBD 3RD FILING
Legal Block	1
Legal Lot Number	20
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	BILLINGS
Census Block Group	1
Census Block	1015
Census Tract	707

Owner

Source: Yellowstone County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	824 TROY CIR, BILLINGS, MT 59105-4178
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2023	Deed of Trust, Mortgage · Commercial Mortgage LITTLE HORN STATE BANK
Oct 28, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance LENDUS LLC
Feb 4, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance LITTLE HORN STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	824 TROY CIR, BILLINGS, MT 59105-4178
Transaction Type	Mortgage
Record Updated	Mar 6, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	824 TROY CIR, BILLINGS, MT 59105-4178
Investor	Possibly a Property Investor

Mortgage

Document Number	0004041132
Date	Feb 22, 2023
Instrument	4041132

Lender

Name	LITTLE HORN STATE BANK
Type	Bank
Address	BILLINGS, MT 59102

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	824 TROY CIR, BILLINGS, MT 59105-4178
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003900944
Date	Oct 28, 2019
Instrument	3900944

Lender

Name	LENDUS LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	824 TROY CIR, BILLINGS, MT 59105-4178
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MISC COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003910509
Date	Feb 4, 2020
Instrument	3910509

Lender

Name	LITTLE HORN STATE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$379,800 (-) Land $77,354 Building $302,446	$379,800 (-) Land $77,354 Building $302,446
2025	$2,663.00 (-25.59%)	$379,800 (+10.12%) Land $77,354 Building $302,446	$379,800 (+10.12%) Land $77,354 Building $302,446
2024	$3,579.00 (+16.31%)
2023	$3,077.00	$344,900	$344,900 Land $70,405 Building $274,495

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 88% of Montana
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Wisp West Fixed Wireless	200 / 100

May also be available: CenturyLink, Nemont, Verizon.

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