Richland County property record for 824 Spears Dr, Elgin, SC 29045 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2007 |
| Square Footage | 1,766 sqft Heated Area |
| Lot Size | 3,485 sqft (0.08 acres) |
| Garage | 253 sqft |
| Last Sale | $225,000 (2023) |
| Tax Bill | $2,250.00 (2025) |
Source: Richland County records · APN 25806-03-39
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 02, 2023 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage AMERIS BANK |
| Mar 06, 2019 | Grant Deed, Transfer · Line of Credit BAY EQUITY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 02, 2023 · Amount on Record |
| Deed Sale | Aug 02, 2023 · Amount on Record |
| Prior Sale | Mar 06, 2019 · Amount on Record |
| Deed Doc Number | 202333037 |
| Deed Book / Page | 2855 / 1448 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Aug 02, 2023 |
| Property Address | 824 SPEARS DR, ELGIN, SC 29045-8255 |
| Document Number | 0028551448 |
| Book / Page | 2855 / 1448 |
| Map Reference | MB 1158 PG 3105 |
| Instrument Date | Jun 26, 2023 |
| Instrument | 2023033037 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $585.00 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 824 SPEARS DR, ELGIN, SC 29045-8255 |
| Document Number | 2023033038 |
|---|---|
| Date | Aug 02, 2023 |
| Instrument | 2023033038 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 01, 2053 |
| Document Number | 0028551465 |
|---|---|
| Date | Aug 02, 2023 |
| Book Page | 2855/1465 |
| Instrument | 2023033039 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | Second Mortgage to Cover Down Payment |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 01, 2033 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Mar 06, 2019 |
| Property Address | 824 SPEARS DR, ELGIN, SC 29045-8255 |
| Document Number | 2376/1534 |
| Book / Page | 002376 / 001534 |
| Instrument Date | Feb 28, 2019 |
| Instrument | 15733 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2019 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $555.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 824 SPEARS DR ELGIN SC 290458255, ELGIN, SC 29045-8255 |
| Document Number | 2376/1539 |
|---|---|
| Date | Mar 06, 2019 |
| Book Page | 002376/001539 |
| Instrument | 15734 |
| Name | BAY EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | SAUSALITO, CA 94965 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 05, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Unified School District | Richland School District 2 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,250.00 (+41.07%) | $225,000 (+3,65%) Land $34,000 Building $191,000 | $225,000 (+5%) Land $34,000 Building $191,000 |
| 2023 | $1,595.00 (+1.01%) | $6,000 (-) | $150,000 (-) |
| 2021 | $1,579.00 | $6,000 | $150,000 Land $24,000 Building $126,000 |
Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 32% of the US · above 6% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 3,333 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 25806-03-39 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,766 sqft Heated Area |
| Gross Area | 2,270 sqft Gross Area |
| 1st Floor | 711 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Conventional Style |
| Exterior Material | Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 3,485 sqft (0.08 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Area | 253 sqft Garage |
| Porch Area | 570 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 01890975 |
|---|---|
| Street Address | 824 SPEARS DR |
| City | ELGIN |
| State | SC |
| Zip | 29045-8255 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 6 45X80X45X80 #SU SPEARS CREEK VILLAGE PH 2 #PR RB1158-3105 |
| Legal Subdivision | SPEARS CREEK VILLAGE |
| Legal Lot Number | 6,45 |
| Jurisdiction | RICHLAND SC |
| Minor Civil Division | PONTIAC |
| Census Blockgroup | 1 |
| Census Block | 1003 |
| Census Tract | 11414 |
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