Richland County property record for 819 Spears Dr, Elgin, SC 29045 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2005 |
| Square Footage | 1,661 sqft Heated Area |
| Lot Size | 5,537 sqft (0.127 acres) |
| Garage | 253 sqft |
| Last Sale | $148,000 (2021) |
| Tax Bill | $1,800.00 (2025) |
Source: Richland County records · APN 25810-02-38
Assessment roll updated July 14, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Dec 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY |
| Jan 05, 2021 | Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage SUCCESS MTG PTRS |
| Aug 19, 2021 | Correction Deed · Federal Housing Administration (FHA) Mortgage SUCCESS MORTGAGE PARTNERS INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 19, 2021 · Amount on Record |
| Deed Sale | Aug 19, 2021 · Amount on Record |
| Prior Sale | Jan 05, 2021 · Amount on Record |
| Deed Doc Number | 202155630 |
| Deed Book / Page | 2656 / 540 |
| Prior Transfer Date | Dec 19, 2020 |
| Prior Transfer Doc | 0026560540 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 819 SPEARS DR, ELGIN, SC 29045-8256 |
| Document Number | 2574/1519 |
| Instrument Date | Dec 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 819 SDEARS DR ELGIN SC 29045, ELGIN, SC 29045 |
| Document Number | 2574/1519 |
|---|---|
| Date | Jan 08, 2021 |
| Book Page | 002574/001519 |
| Instrument | 1303 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | 2020 HAMPTON ST, COLUMBIA, SC 29204-1002 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jan 07, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Jan 05, 2021 |
| Property Address | 819 SPEARS DR, ELGIN, SC 29045-8256 |
| Document Number | 2572/2162 |
| Book / Page | 002572 / 002162 |
| Instrument Date | Dec 19, 2020 |
| Instrument | 335 |
| Transaction Type | Transfer |
| Record Updated | Mar 04, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $548.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 819 SPEARS DR ELGIN SC 290458256, ELGIN, SC 29045-8256 |
| Document Number | 2572/2165 |
|---|---|
| Date | Jan 05, 2021 |
| Book Page | 002572/002165 |
| Instrument | 336 |
| Name | SUCCESS MTG PTRS |
|---|---|
| Type | Mortgage Company |
| Address | PLYMOUTH, MI 48170 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 04, 2051 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Aug 19, 2021 |
| Property Address | 819 SPEARS DR, ELGIN, SC 29045-8256 |
| Document Number | 0026560540 |
| Book / Page | 2656 / 540 |
| Map Reference | MB 970 PG 3129 |
| Instrument Date | Dec 19, 2020 |
| Instrument | 2021055630 |
| Record Updated | Apr 11, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | From Affidavit or Verified |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 819 SPEARS DR, ELGIN, SC 29045-8256 |
| Document Number | 0026560547 |
|---|---|
| Date | Aug 19, 2021 |
| Book Page | 2656/547 |
| Instrument | 2021055631 |
| Name | SUCCESS MORTGAGE PARTNERS INC |
|---|---|
| Type | Mortgage Company |
| Address | PLYMOUTH, MI 48170 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 01, 2051 |
Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Unified School District | Richland School District 2 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,800.00 (+14%) | $200,610 (+0.68%) | |
| 2024 | $199,260 (+54.23%) | ||
| 2023 | $1,579.00 (+12.3%) | ||
| 2021 | $1,406.00 | $5,170 | $129,200 Land $24,000 Building $105,200 |
Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 32% of the US · above 6% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 3,333 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 25810-02-38 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,661 sqft Heated Area |
| Gross Area | 2,100 sqft Gross Area |
| 1st Floor | 730 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional Style |
| Exterior Material | Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 5,537 sqft (0.127 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Area | 253 sqft Garage |
| Porch Area | 186 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Electric Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 01805880 |
|---|---|
| Street Address | 819 SPEARS DR |
| City | ELGIN |
| State | SC |
| Zip | 29045-8256 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 66 45X80X45X80 #SU SPEARS CREEK VILLAGE PH I #PR RB970-3129 RB1124-223 |
| Legal Subdivision | SPEARS CREEK VILLAGE |
| Legal Lot Number | 45,66 |
| Jurisdiction | RICHLAND SC |
| Minor Civil Division | PONTIAC |
| Census Blockgroup | 1 |
| Census Block | 1003 |
| Census Tract | 11414 |
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