Richland County property record for 812 Spears Dr, Elgin, SC 29045 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2008 |
| Square Footage | 1,436 sqft Heated Area |
| Lot Size | 3,711 sqft (0.085 acres) |
| Garage | 264 sqft |
| Last Sale | $160,100 (2021) |
| Tax Bill | $6,323.00 (2025) |
| Primary APN | 25810-03-04 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,436 sqft Heated Area |
| Gross Area | 1,889 sqft Gross Area |
| 1st Floor | 589 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Conventional Style |
| Exterior Material | Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 3,711 sqft (0.085 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Area | 264 sqft Garage |
| Porch Area | 189 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 01805915 |
|---|---|
| Street Address | 812 SPEARS DR |
| City | ELGIN |
| State | SC |
| Zip | 29045-8255 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 3 45X80X45X80 #SU SPEARS CREEK VILLAGE PH I #PR RB970-3129 |
| Legal Subdivision | SPEARS CREEK VILLAGE |
| Legal Lot Number | 3,45 |
| Jurisdiction | RICHLAND SC |
| Minor Civil Division | PONTIAC |
| Census Blockgroup | 1 |
| Census Block | 1003 |
| Census Tract | 11414 |
Source: Richland County records · APN 25810-03-04
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 15771 RED HILL AVE, 100, TUSTIN, CA 92780-7333 |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Jun 04, 2026 | Special Warranty Deed, Transfer MAINSTAY NATIONAL TITLE LLC |
| Nov 10, 2021 | Deed of Trust, Mortgage · Commercial Mortgage GERMAN AMERICAN CAPITAL CORPORATION |
| Jul 19, 2021 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 19, 2021 · Amount on Record |
| Deed Sale | Jul 19, 2021 · Amount on Record |
| Prior Sale | Sep 02, 2008 · Amount on Record |
| Deed Doc Number | 202148050 |
| Deed Book / Page | 2644 / 3684 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Jun 04, 2026 |
| Property Address | 812 SPEARS DR, ELGIN, SC 29045-8255 |
| Document Number | 0000026990 |
| Book / Page | 3134 / 380 |
| Instrument Date | May 18, 2026 |
| Instrument | 202626990 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | MAINSTAY NATIONAL TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 812 SPEARS DR, ELGIN, SC 29045-8255 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0026861539 |
|---|---|
| Date | Nov 10, 2021 |
| Book Page | 2686/1539 |
| Instrument | 2021075411 |
| Name | GERMAN AMERICAN CAPITAL CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Address | NEW YORK, NY 10005 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 56 Months |
| Due | Jul 09, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Jul 19, 2021 |
| Property Address | 812 SPEARS DR, ELGIN, SC 29045-8255 |
| Document Number | 0026443684 |
| Book / Page | 2644 / 3684 |
| Map Reference | MB 970 PG 3129 |
| Instrument Date | Jun 30, 2021 |
| Instrument | 2021048050 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $593.85 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 15087, SANTA ANA, CA 92735-0087 |
| Investor | Possibly a Property Investor |
Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Unified School District | Richland School District 2 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,323.00 (+11.58%) | $184,100 (+2,774.77%) | $196,400 (+22.67%) Land $34,000 Building $162,400 |
| 2023 | $5,667.00 (+328.02%) | $6,404 (+33.97%) | $160,100 (+34.09%) |
| 2021 | $1,324.00 | $4,780 | $119,400 Land $24,000 Building $95,400 |
Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 32% of the US · above 6% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 3,333 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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