Adams County property record for 824 Polley Rd, Winchester, OH 45697
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,472 sqft · built 2022 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $249,000 (Apr 2023) |
| Tax Bill | $2,110 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Oct 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 061-00-00-007.002 |
| Primary APN | 061-00-00-007.002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,472 sqft Living Area |
| 1st Floor Area | 2,944 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 264 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 824 POLLEY RD |
|---|---|
| City | WINCHESTER |
| State | OH |
| Zip | 45697-9786 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACRES: 2.00 590 2553 TR 2 W FK BR CR F PEYTON |
| Legal Tract | 2 |
| Jurisdiction | ADAMS OH |
| Township / Civil Division | WINCHESTER |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 770302 |
824 Polley Rd is owned and occupied by two individuals who bought it in April 2023.
Source: Adams County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 824 POLLEY RD, WINCHESTER, OH 45697-9786 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 19, 2026 | Deed of Trust, Mortgage · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC |
| Oct 28, 2025 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Mar 13, 2024 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Apr 26, 2023 | Survivorship Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 26, 2023 · Amount on File |
| Deed Sale | Apr 26, 2023 · Amount on File |
| Deed Document Number | 20231234 |
| Deed Book / Page | 617 / 824 |
| Prior Transfer Date | Nov 14, 2022 |
| Prior Transfer Doc | 0000004047 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS OH |
| Recording Date | May 19, 2026 |
| Property Address | 824 POLLEY RD, WINCHESTER, OH 45697-9786 |
| Document Number | 0000001714 |
| Instrument Date | May 11, 2026 |
| Instrument | 20261714 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | AMERICAN HOMELAND TITLE |
| Name | Verified Name |
|---|---|
| Address | 862 POLLEY RD, WINCHESTER, OH 45697-9786 |
| Document Number | 0000001714, |
|---|---|
| Date | May 19, 2026 |
| Instrument | 20261714 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS OH |
| Property Address | 824 POLLEY RD, WINCHESTER, OH 45697-9786 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2025 |
| Name | Verified Name |
|---|---|
| Address | 824 POLLEY RD, WINCHESTER, OH 45697-9786 |
| Document Number | 0020253764 |
|---|---|
| Date | Oct 28, 2025 |
| Instrument | 2025-3764 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | 4425 PONCE DE LEON BLVD, CORAL GABLES, FL 33146 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 313 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS OH |
| Property Address | 824 POLLEY RD, WINCHESTER, OH 45697-9786 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2024 |
| Name | Verified Name |
|---|---|
| Address | 824 POLLEY RD, WINCHESTER, OH 45697-9786 |
| Document Number | 000635/103 |
|---|---|
| Date | Mar 13, 2024 |
| Book Page | 635/103 |
| Instrument | 2024-738 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | 4425 PONCE DE LEON BLVD, CORAL GABLES, FL 33146 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Apr 1, 2053 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | ADAMS OH |
| Recording Date | Apr 26, 2023 |
| Property Address | 824 POLLEY RD, WINCHESTER, OH 45697-9786 |
| Document Number | 000617/824 |
| Book / Page | 617 / 824 |
| Instrument Date | Apr 21, 2023 |
| Instrument | 2023-1234 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 824 POLLEY RD, WINCHESTER, OH 45697-9786 |
| Document Number | 0020231235 |
|---|---|
| Date | Apr 26, 2023 |
| Instrument | 2023-1235 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
The 2025 property tax bill for 824 Polley Rd was $2,110.
Source: Adams County assessment roll, as of February 2, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Adams County |
| County Subdivision | Winchester Township |
| Unified School District | Adams County/Ohio Valley Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,110.00 | $56,500 Land $7,880 Building $48,620 | $161,400 Land $22,500 Building $138,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 824 Polley Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 824 Polley Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ADAMS COUNTY REGIONAL WATER DISTRICT serves 21,810 people · EPA ID OH0100012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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