Adams County property record for 685 Polley Rd, Winchester, OH 45697
| Property Type | Residential |
|---|---|
| Details | 3 bd · 2 ba · 2,128 sqft · built 1989 |
| Lot Size | 8.83 acres (384,970 sqft) |
| Owner | Individual Name on File |
| Last Sale | $156,250 (Dec 2015) |
| Tax Bill | $624 (2025) |
| Deeds & Mortgages | Sep 2019 Line of Credit Jun 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 061-00-00-055.000 |
| Primary APN | 061-00-00-055.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,128 sqft Living Area |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Lot Area | 384,970 sqft (8.83 acres) |
| Porch | Porch |
| Porch Area | 60 sqft |
| Patio Area | 522 sqft |
| Heating System | HVAC |
|---|
| Street Address | 685 POLLEY RD |
|---|---|
| City | WINCHESTER |
| State | OH |
| Zip | 45697 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Other |
| Legal Description | ACRES: 8.8377 380 2553 W FK BR CR F PEYTON |
| Legal Subdivision | VIRGINIA MILITARY SURVEY NUMBER 2553 |
| Jurisdiction | ADAMS OH |
| Township / Civil Division | WINCHESTER |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 770302 |
685 Polley Rd, a residential property, is owned by an individual who bought it in December 2015.
Source: Adams County records, as of July 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 681 POLLEY RD, WINCHESTER, OH 45697-9786 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 26, 2019 | Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK |
| Jun 1, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 18, 2015 · Amount on File |
| Deed Sale | Dec 18, 2015 · Amount on File |
| Prior Sale | Mar 24, 2011 · Amount on File |
| Deed Document Number | 20153561 |
| Deed Book / Page | 460 / 206 |
| Prior Transfer Date | Dec 15, 2015 |
| Prior Transfer Doc | 000460/206 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS OH |
| Property Address | 685 POLLEY RD, WINCHESTER, OH 45697-9786 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000530/238 |
|---|---|
| Date | Sep 26, 2019 |
| Book Page | 530/238 |
| Instrument | 201900002764 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Address | WEST UNION, OH 45693 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 11, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS OH |
| Property Address | 685 POLLEY RD, WINCHESTER, OH 45697-9786 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000572/132 |
|---|---|
| Date | Jun 1, 2021 |
| Book Page | 572/132 |
| Instrument | 202100001962 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Address | WEST UNION, OH 45693 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 11, 2051 |
The 2025 property tax bill for 685 Polley Rd was $624.
Source: Adams County assessment roll, as of February 2, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Adams County |
| County Subdivision | Winchester Township |
| Unified School District | Adams County/Ohio Valley Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $624.00 | $15,050 Land $11,270 Building $3,780 | $43,000 Land $32,200 Building $10,800 |
| 2023 | $15,050 Land $11,270 Building $3,780 | ||
| 2022 | $561.00 | $43,000 Land $32,200 Building $10,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 685 Polley Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 685 Polley Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ADAMS COUNTY REGIONAL WATER DISTRICT serves 21,810 people · EPA ID OH0100012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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