824 Perry St, Covington, KY 41011 Property Records

Kenton County property record for 824 Perry St, Covington, KY 41011

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,800 sqft · built 1886
Lot Size	0.04 acres (1,742 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,000 (Jul 2019)
Tax Bill	$2,848 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Jul 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`040-44-14-036.00`

Property Details

APN / Parcel Number

Primary APN	`040-44-14-036.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Units	6 Units
Stories	2 Stories
Building Area	1,800 sqft Finished Area

Exterior

Year Built	Built 1886
Effective Year Built	Effective 1886
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Stone
Roof Material	Metal
Lot Area	1,742 sqft (0.04 acres)
Lot Dimensions	65 ft deep x 25 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	824 PERRY ST
City	COVINGTON
State	KY
Zip	41011-1251
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PERRY S 1/2 LOT 34
Legal Subdivision	PERRY
Legal Block	49
Legal Lot Number	34
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2012
Census Tract	60300

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	824 PERRY ST, COVINGTON, KY 41011-1251
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2021	Deed of Trust, Mortgage · Line of Credit EAGLE BANK
Jul 8, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage EAGLE BANK
Jul 17, 2019	Warranty Deed, Subdivision Related Transfer · Conventional with PMI EAGLE SVGS BK
Sep 14, 2018	Warranty Deed, Transfer FIRST TITLE COMPANY
Sep 14, 2018	Warranty Deed, Transfer · Line of Credit GREENLEAF FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2019 · Amount on Record
Deed Sale	Jul 17, 2019 · Amount on Record
Prior Sale	Apr 30, 2003 · Amount on Record
Deed Document Number	201907 17 059 00004
Deed Book / Page	6705 / 212
Last Transfer Date	Jun 24, 2021
Transfer Doc	0005900032
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	824 PERRY ST, COVINGTON, KY 41011-1251
Transaction Type	Mortgage
Record Updated	Oct 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900372
Date	Sep 22, 2021
Book Page	275/710
Instrument	21092205900372

Lender

Name	EAGLE BANK
Type	Bank
Address	CINCINNATI, OH 45248

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Oct 25, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENTON KY
Recording Date	Jul 8, 2021
Property Address	824 PERRY ST, COVINGTON, KY 41011-1251
Document Number	0005900032
Book / Page	102 / 22
Instrument Date	Jun 24, 2021
Instrument	21070805900032
Transaction Type	Transfer
Record Updated	Jul 26, 2021
Title Company	LAWYERS TTL OF CINCINNATI IN

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	824 PERRY ST, COVINGTON, KY 41011-1251

Mortgage

Document Number	0005900033
Date	Jul 8, 2021
Book Page	239/353
Instrument	21070805900033

Lender

Name	EAGLE BANK
Type	Bank
Address	CINCINNATI, OH 45248

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

July 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jul 17, 2019
Property Address	824 PERRY ST, COVINGTON, KY 41011-1251
Document Number	0000000004
Book / Page	0C6705 / 000212
Instrument Date	Jul 12, 2019
Instrument	4
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 5, 2019
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$215.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	824 PERRY ST COVINGTON KY 410111251, COVINGTON, KY 41011-1251

Mortgage

Document Number	6
Date	Jul 17, 2019
Book Page	0C6705/000217
Instrument	6

Lender

Name	EAGLE SVGS BK
Type	Federal Savings Bank
Address	CINCINNATI, OH 45248

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2049

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Sep 14, 2018
Property Address	824 PERRY ST, COVINGTON, KY 41011-1251
Document Number	0000000028
Book / Page	0C6501 / 000033
Instrument Date	Sep 7, 2018
Instrument	28
Transaction Type	Transfer
Record Updated	Oct 3, 2018
Title Company	FIRST TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$47.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	824 PERRY ST COVINGTON KY 410111251, COVINGTON, KY 41011-1251
Investor	Possibly a Property Investor

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Sep 14, 2018
Property Address	824 PERRY ST, COVINGTON, KY 41011-1251
Document Number	0000000029
Book / Page	0C6501 / 000037
Instrument Date	Sep 7, 2018
Instrument	29
Transaction Type	Transfer
Record Updated	Oct 3, 2018
Title Company	FIRST TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$52.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	824 PERRY ST COVINGTON KY 410111251, COVINGTON, KY 41011-1251

Mortgage

Document Number	32
Date	Sep 14, 2018
Book Page	0C6501/000044
Instrument	32

Lender

Name	GREENLEAF FNDG
Type	Funding / Finance Company
Address	CINCINNATI, OH 45242

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Sep 13, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$221,200 (+2.88%) Land $10,000 Building $211,200	$221,200 (+2.88%) Land $10,000 Building $211,200
2025	$2,848.00 (-0.52%)	$215,000 (-) Land $5,000 Building $210,000	$215,000 (-) Land $5,000 Building $210,000
2023	$2,863.00	$215,000 Land $5,000 Building $210,000	$215,000 Land $5,000 Building $210,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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