822 Perry St, Covington, KY 41011 Property Records

Kenton County property record for 822 Perry St, Covington, KY 41011

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,694 sqft · built 1886
Lot Size	0.04 acres (1,742 sqft)
Owner	Company Name on Record
Last Sale	$5,000 (Oct 2015)
Tax Bill	$2,782 (2025)
Deeds & Mortgages	Apr 2021 Sale Jul 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`040-44-14-037.00`

Property Details

APN / Parcel Number

Primary APN	`040-44-14-037.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,694 sqft Finished Area
Gross Area	1,751 sqft

Exterior

Year Built	Built 1886
Effective Year Built	Effective 1886
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Stone
Roof Material	Metal
Lot Area	1,742 sqft (0.04 acres)
Lot Dimensions	65 ft deep x 25 ft wide

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	822 PERRY ST
City	COVINGTON
State	KY
Zip	41011-1251
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PERRY N 1/2 LOT 34
Legal Subdivision	PERRY
Legal Lot Number	34
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2012
Census Tract	60300

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3155 AUTEN AVE, CINCINNATI, OH 45213-2405
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2021	Warranty Deed, Transfer
Jul 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION HM MTG CORP
Aug 23, 2017	Quit Claim Deed, Mortgage · Conventional Mortgage GATEWAY MTG
Aug 23, 2017	Quit Claim Deed, Transfer OTHER
Aug 23, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2015 · Amount on Record
Deed Sale	Oct 29, 2015 · Amount on Record
Prior Sale	Nov 16, 2011 · Amount on Record
Deed Document Number	201510 29 059 00191
Deed Book / Page	5765 / 233
Prior Transfer Date	Feb 13, 2015
Prior Transfer Doc	0005900064
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Apr 1, 2021
Property Address	822 PERRY ST, COVINGTON, KY 41011-1251
Document Number	0005900236
Book / Page	81 / 816
Map Reference	MB 6230 PG 226
Instrument Date	Mar 10, 2021
Instrument	21040105900236
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	822 PERRY ST, 822, COVINGTON, KY 41011-1251

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	822 PERRY ST, COVINGTON, KY 41011-1251

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	822 PERRY ST, COVINGTON, KY 41011-1251
Document Number	0000000159
Instrument Date	Jul 17, 2020
Transaction Type	Mortgage
Record Updated	Sep 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	822 PERRY ST COVINGTON KY 410111251, COVINGTON, KY 41011-1251

Mortgage

Document Number	0000000159
Date	Jul 31, 2020
Book Page	000077/000214
Instrument	159

Lender

Name	UNION HM MTG CORP
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2050

August 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Aug 23, 2017
Property Address	822 PERRY ST, COVINGTON, KY 41011-1251
Document Number	0000000325
Book / Page	0C6230 / 000243
Instrument Date	Aug 16, 2017
Instrument	325
Transaction Type	Mortgage
Record Updated	Sep 1, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	822 PERRY ST COVINGTON KY 410111251, COVINGTON, KY 41011-1251

Mortgage

Document Number	24
Date	Aug 23, 2017
Book Page	ORC623/000229
Instrument	24

Lender

Name	GATEWAY MTG
Type	Mortgage Company
Address	JENKS, OK 74037-3448

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 22, 2047

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Aug 23, 2017
Property Address	822 PERRY ST, COVINGTON, KY 41011-1251
Document Number	0000000025
Book / Page	0C6230 / 000243
Instrument Date	Aug 16, 2017
Instrument	25
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	822 PERRY ST COVINGTON KY 410111251, COVINGTON, KY 41011-1251

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Aug 23, 2017
Property Address	822 PERRY ST, COVINGTON, KY 41011-1251
Document Number	0000000023
Book / Page	006230 / 000226
Instrument Date	Aug 16, 2017
Instrument	23
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$210.00
Amount Accuracy	Confirmed
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	822 PERRY ST COVINGTON KY 410111251, COVINGTON, KY 41011-1251

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$234,500 (+11.67%) Land $10,000 Building $224,500	$234,500 (+11.67%) Land $10,000 Building $224,500
2025	$2,782.00 (-0.54%)	$210,000 (-) Land $5,000 Building $205,000	$210,000 (-) Land $5,000 Building $205,000
2023	$2,797.00	$210,000 Land $5,000 Building $205,000	$210,000 Land $5,000 Building $205,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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