820 Perry St, Covington, KY 41011 Property Records

Kenton County property record for 820 Perry St, Covington, KY 41011

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,996 sqft · built 1886
Lot Size	0.04 acres (1,742 sqft)
Owner	2 Individual Names on Record
Last Sale	$418,035 (Jan 2025)
Tax Bill	$3,580 (2025)
Deeds & Mortgages	Nov 2023 Transfer Nov 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`040-44-14-038.00`

Property Details

APN / Parcel Number

Primary APN	`040-44-14-038.00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,996 sqft Finished Area

Exterior

Year Built	Built 1886
Effective Year Built	Effective 1886
Exterior Material	Brick
Foundation Type	Stone
Roof Material	Composition Shingle
Lot Area	1,742 sqft (0.04 acres)
Lot Dimensions	65 ft deep x 25 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	820 PERRY ST
City	COVINGTON
State	KY
Zip	41011-1251
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PERRY S 1/2 LOT 35
Legal Subdivision	PERRY
Legal Block	49
Legal Lot Number	35
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2012
Census Tract	60300

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	820 PERRY ST, COVINGTON, KY 41011-1251
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2023	Intrafamily Transfer, Transfer
Nov 29, 2023	Affidavit of Death of Joint Tenant, Transfer
Aug 10, 2021	Deed of Trust, Mortgage BLAHA & HARTFORD APC PROFIT SHARING PLAN
Jul 18, 2017	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2025 · Amount on Record
Deed Sale	Jan 21, 2025 · Amount on Record
Prior Sale	Mar 13, 2012 · Amount on Record
Deed Document Number	202578
Deed Book / Page	324 / 975
Prior Transfer Date	Nov 29, 2023
Prior Transfer Doc	0005900197
Record Updated	Oct 29, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENTON KY
Recording Date	Nov 29, 2023
Property Address	820 PERRY ST, COVINGTON, KY 41011-1251
Document Number	0005900197
Book / Page	KC 258 / 971
Instrument Date	Nov 29, 2023
Instrument	23112905900197
Transaction Type	Transfer
Record Updated	Dec 11, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11302 GARDEN DR, GARDEN GROVE, CA 92840-1061

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11302 GARDEN DR, GARDEN GROVE, CA 92840-1061

November 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	KENTON KY
Recording Date	Nov 29, 2023
Property Address	820 PERRY ST, COVINGTON, KY 41011-1251
Document Number	0005900184
Book / Page	KC 258 / 957
Instrument Date	Nov 29, 2023
Instrument	23112905900184
Transaction Type	Transfer
Record Updated	Dec 11, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11302 GARDEN DR, GARDEN GROVE, CA 92840-1061

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	820 PERRY ST, COVINGTON, KY 41011-1251
Transaction Type	Mortgage
Record Updated	Aug 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 PERRY ST, COVINGTON, KY 41011-1251

Mortgage

Document Number	0005900149
Date	Aug 10, 2021
Book Page	253/953
Instrument	21081005900149

Lender

Name	BLAHA & HARTFORD APC PROFIT SHARING PLAN
Type	Non-Lending Institution
Address	PLEASANTON, CA 94588

Agreement

Amount	Amount Recorded
Term	48 Months
Due	Aug 3, 2025

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	820 PERRY ST, COVINGTON, KY 41011-1251
Document Number	0000000125
Book / Page	C6217 / 000081
Instrument Date	Jul 18, 2017
Transaction Type	Mortgage
Record Updated	Aug 30, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 PERRY ST COVINGTON KY 410111251, COVINGTON, KY 41011-1251

Mortgage

Document Number	0000000125
Date	Aug 3, 2017
Book Page	0C6217/000081
Instrument	125

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 2, 2047

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$418,000 (+54.7%) Land $10,000 Building $408,000	$418,000 (+54.7%) Land $10,000 Building $408,000
2025	$3,580.00 (+20.09%)	$270,200 (-) Land $5,000 Building $265,200	$270,200 (-) Land $5,000 Building $265,200
2023	$2,981.00 (-1.75%) Homeowner's exemption	$270,200 (-) Land $5,000 Building $265,200	$270,200 (-) Land $5,000 Building $265,200
2022	$3,034.00 Homeowner's exemption	$270,200 Land $5,000 Building $265,200	$270,200 Land $5,000 Building $265,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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