816 Oak Arbor Cir, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 816 Oak Arbor Cir, Saint Augustine, FL 32084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,435 sqft · built 2005
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Mar 2026)
Tax Bill	$5,094 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Sep 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`103201-0050`

Property Details

APN / Parcel Number

Primary APN	`103201-0050`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	1,435 sqft Living Area
Gross Area	1,850 sqft
1st Floor Area	1,435 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	415 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	182 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	816 OAK ARBOR CIR
City	SAINT AUGUSTINE
State	FL
Zip	32084-8507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	50/42-48 HERITAGE PARK PHASE 1A LOT 5 OR6015/1517
Legal Range	29E
Legal Township	07S
Legal Section	57
Legal Subdivision	HERITAGE PARK PHASE 1A
Legal Phase	1A
Legal Block	1
Legal Lot Number	5
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1004
Census Tract	20903

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	816 OAK ARBOR CIR, SAINT AUGUSTINE, FL 32084-8507
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Sep 5, 2024	Warranty Deed, Transfer · Conventional Mortgage FIDELITY LENDING SOLUTIONS INC
May 24, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 10, 2026 · Amount on Record
Deed Sale	Mar 10, 2026 · Amount on Record
Prior Sale	Sep 5, 2024 · Amount on Record
Deed Document Number	202620890
Deed Book / Page	6321 / 1229
Record Updated	Sep 20, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 10, 2026
Property Address	816 OAK ARBOR CIR, SAINT AUGUSTINE, FL 32084-8507
Document Number	0063211229
Book / Page	6321 / 1229
Map Reference	MB 50 PG 42
Instrument Date	Mar 3, 2026
Instrument	2026020890
Transaction Type	Transfer
Record Updated	Mar 23, 2026
Title Company	LANDMARK TITLE, LANDMARK TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12225 HUNTERS HAVEN LN, JACKSONVILLE, FL 32224-7977

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	816 OAK ARBOR CIR, ST AUGUSTINE, FL 32084-8507

Mortgage

Document Number	0063211231
Date	Mar 10, 2026
Instrument	6321/1231

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Sep 5, 2024
Property Address	816 OAK ARBOR CIR, SAINT AUGUSTINE, FL 32084-8507
Document Number	0060151517
Book / Page	6015 / 1517
Map Reference	MB 50 PG 42
Instrument Date	Sep 4, 2024
Instrument	2024070383
Transaction Type	Transfer
Record Updated	Mar 23, 2026
Title Company	HARBORVIEW TITLE, HARBORVIEW TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,135.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3390 VAILL POINT TERRACE, ST AUGUSTINE, FL 32086

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	816 OAK ARBOR CIR, ST AUGUSTINE, FL 32084-8507

Mortgage

Document Number	2024070384
Date	Sep 5, 2024
Instrument	2024070384

Lender

Name	FIDELITY LENDING SOLUTIONS INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2054

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 24, 2017
Property Address	816 OAK ARBOR CIR, SAINT AUGUSTINE, FL 32084-8507
Document Number	0043781792
Book / Page	004378 / 001792
Instrument Date	May 19, 2017
Instrument	36063
Transaction Type	Transfer
Record Updated	Jun 21, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,302.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3990 VAILL POINT TER ST AUGUSTINE FL 320867184, ST AUGUSTINE, FL 32086-7184

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$276,695 (+2.35%) Land $85,000 Building $191,695	$276,695 (+2.35%) Land $85,000 Building $191,695
2025	$5,094.00 (+11.74%)	$270,336 (-1.49%)	$270,336 (-1.49%) Land $80,000 Building $190,336
2024	$4,559.00 (+6.64%)
2023	$4,275.00 (+3.49%)	$274,414 (+0.48%)	$274,414 (+0.48%) Land $90,000 Building $184,414
2022	$4,131.00	$273,099	$273,099 Land $80,640 Building $192,459

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	40 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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