824 High Rock Loop, Monterey, TN 38574 Property Records

Cumberland County property record for 824 High Rock Loop, Monterey, TN 38574

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 2,046 sqft · built 2017
Lot Size	5.09 acres (222,156 sqft)
Owner	Owner Name on Record
Last Sale	$5,000 (Jan 2013)
Tax Bill	$547 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`018046 08139`

Property Details

APN / Parcel Number

Primary APN	`018046 08139`
Alternative APN	`046 08139`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,046 sqft Living Area
1st Floor Area	2,046 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Architectural Style	Mobile/Manufactured
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	222,156 sqft (5.09 acres)
Terrain	Rolling
Deck Area	144 sqft
Patio Area	288 sqft
Utility Building	924 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	824 HIGH ROCK LOOP
City	MONTEREY
State	TN
Zip	38574-6986
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	DISTRICT: 02, COUNTY AREA: R01
Legal Subdivision	SHIRAH PROP
Legal Lot Number	1
Jurisdiction	CUMBERLAND TN
Township / Civil Division	7
Census Block Group	3
Census Block	3024
Census Tract	970302

Owner

Source: Cumberland County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	824 HIGH ROCK LOOP, MONTEREY, TN 38574-6986
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2022	Deed of Trust, Mortgage · FHA Mortgage NATIONS LENDING CORP
Sep 10, 2021	Deed of Trust, Mortgage · FHA Mortgage NATIONS LENDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2013 · Amount on Record
Deed Sale	Jan 3, 2013 · Amount on Record
Prior Sale	Jun 6, 2012
Deed Document Number	13000052
Deed Book / Page	1400 / 542
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND TN
Property Address	824 HIGH ROCK LOOP, MONTEREY, TN 38574-6986
Transaction Type	Mortgage
Record Updated	Jan 27, 2023
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009816
Date	Jun 30, 2022
Book Page	1649/72
Instrument	22009816

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company
Address	INDEPENDENCE, OH 44131

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND TN
Property Address	824 HIGH ROCK LOOP, MONTEREY, TN 38574-6986
Transaction Type	Mortgage
Record Updated	Jun 21, 2022
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013496
Date	Sep 10, 2021
Book Page	1621/1946
Instrument	21013496

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company
Address	INDEPENDENCE, OH 44131

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Cumberland County
Unified School District	Cumberland County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$547.00 (+26.04%)	$48,225 (-) Land $3,425 Building $44,800
2023		$48,225 (-) Land $3,425 Building $44,800
2022		$48,225 Land $3,425 Building $44,800	$192,900 (-) Land $13,700 Building $179,200
2021			$192,900 Land $13,700 Building $179,200
2018	$434.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 65% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Fiber	1,000 / 1,000

May also be available: Twin Lakes.

Cell Coverage

4G LTE only, no 5G reported

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