808 High Rock Loop, Monterey, TN 38574 Property Records

Cumberland County property record for 808 High Rock Loop, Monterey, TN 38574

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,980 sqft · built 2008
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Last Sale	$70,000 (Oct 2025)
Tax Bill	$489 (2025)
Deeds & Mortgages	Oct 2025 Sale Jun 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`046-081.26`

Property Details

APN / Parcel Number

Primary APN	`046-081.26`
Alternative APNs	`0204604608126` `018046 08126`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,980 sqft Living Area
1st Floor Area	1,980 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	435,600 sqft (10 acres)
Terrain	Rolling
Deck Area	336 sqft
Patio Area	336 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	808 HIGH ROCK LOOP
City	MONTEREY
State	TN
Zip	38574
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 02, COUNTY AREA: R01
Jurisdiction	CUMBERLAND TN
Township / Civil Division	7
Census Block Group	3
Census Block	3024
Census Tract	970302

Owner

Source: Cumberland County records, as of December 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1018 CAROLINE AVE, AUBURNDALE, FL 33823-2610
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Warranty Deed, Transfer
Jun 28, 2023	Intrafamily Transfer, Transfer
Nov 3, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2025 · Amount on Record
Deed Sale	Oct 23, 2025 · Amount on Record
Deed Document Number	202542218
Deed Book / Page	1734 / 1411
Prior Transfer Date	Jun 27, 2023
Prior Transfer Doc	0000008016
Record Updated	Sep 20, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND TN
Recording Date	Oct 23, 2025
Property Address	808 HIGH ROCK LOOP, MONTEREY, TN 38574
Document Number	0000042218
Book / Page	1734 / 1411
Instrument Date	Oct 23, 2025
Instrument	25042218
Transaction Type	Transfer
Record Updated	Nov 7, 2025

Transaction

Amount	Amount Recorded
Tax	$259.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1018 CAROLINE AVE, AUBURNDALE, FL 33823-2610

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CUMBERLAND TN
Recording Date	Jun 28, 2023
Property Address	808 HIGH ROCK LOOP, MONTEREY, TN 38574
Document Number	0000008016
Book / Page	1674 / 2284
Instrument Date	Jun 27, 2023
Instrument	23008016
Transaction Type	Transfer
Record Updated	Jul 11, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	810 HIGH ROCK LOOP, MONTEREY, TN 38574-6986
Investor	Possibly a Property Investor

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CUMBERLAND TN
Recording Date	Nov 3, 2022
Property Address	808 HIGH ROCK LOOP, MONTEREY, TN 38574
Document Number	0000016885
Book / Page	1658 / 2469
Instrument Date	Nov 2, 2022
Instrument	22016885
Transaction Type	Transfer
Record Updated	Nov 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	810 HIGH ROCK LOOP, MONTEREY, TN 38574-6986

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Cumberland County
Unified School District	Cumberland County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$489.00	$43,075 (-) Land $5,075 Building $38,000	$172,300 (-) Land $20,300 Building $152,000
2024	$489.00	$43,075 (-) Land $5,075 Building $38,000
2023		$43,075 (-) Land $5,075 Building $38,000
2022	$489.00 (+53.77%)	$43,075 Land $5,075 Building $38,000	$172,300 (-) Land $20,300 Building $152,000
2021			$172,300 Land $20,300 Building $152,000
2018	$318.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 65% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTEREY WATER DEPT serves 4,880 people · EPA ID TN0000471
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Fiber	1,000 / 1,000

May also be available: Twin Lakes.

Cell Coverage

4G LTE only, no 5G reported

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