824 Harmon St, Saint Joseph, MO 64504 Property Records

Buchanan County property record for 824 Harmon St, Saint Joseph, MO 64504 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	1,050 sqft · built 1998
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$74,600 (Oct 2021)
Tax Bill	$1,272 (2025)
Deeds & Mortgages	Oct 2021 Second Mortgage Oct 2021 Mortgage
APN	`06-9.0-32-001-003-075.001`

Property Details

APN / Parcel Number

Primary APN	`06-9.0-32-001-003-075.001`

Interior

Building Area	1,050 sqft Base Area
1st Floor Area	1,050 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	132 ft deep x 90 ft wide

Location & Zoning

Street Address	824 HARMON ST
City	SAINT JOSEPH
State	MO
Zip	64504-1730
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB:SYPOLT ADDITION LOT:0 BLK:0LGL DESC:ALL SYPOLT ADDITION
Legal Subdivision	SYPOLT ADDITION
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2026
Census Tract	2300

Owner

Source: Buchanan County records · APN 06-9.0-32-001-003-075.001

Assessment roll updated November 4, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	824 HARMON ST, SAINT JOSEPH, MO 64504-1730
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MISSOURI HOUSING DEVELOPMENT COMMISSION
Oct 25, 2021	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 25, 2021 · Amount on Record
Deed Sale	Oct 25, 2021 · Amount on Record
Deed Document Number	202111717
Deed Book / Page	3769 / 13
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	824 HARMON ST, SAINT JOSEPH, MO 64504-1730
Transaction Type	Mortgage
Record Updated	Jan 30, 2023
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003769/24
Date	Oct 26, 2021
Book Page	3769/24
Instrument	2021011728

Lender

Name	MISSOURI HOUSING DEVELOPMENT COMMISSION
Type	Government Agency
Address	KANSAS CITY, MO 64105

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Oct 25, 2021
Property Address	824 HARMON ST, SAINT JOSEPH, MO 64504-1730
Document Number	0003769/13
Book / Page	3769 / 13
Instrument Date	Oct 25, 2021
Instrument	2021011717
Transaction Type	Transfer
Record Updated	Jan 30, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL INS COMPA

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	824 HARMON ST, SAINT JOSEPH, MO 64504-1730

Mortgage

Document Number	2021011718
Date	Oct 25, 2021
Instrument	2021011718

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

Tax Assessment & Valuation

Source: Buchanan County records · Assessment roll updated November 4, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,272.00	$17,750 (+6.16%) Land $2,870 Building $14,880	$93,440 (+6.22%) Land $15,100 Building $78,340
2024	$1,272.00 (+15.85%)
2023	$1,098.00 (-0.63%)	$16,720 (-) Land $2,870 Building $13,850	$87,970 (-) Land $15,100 Building $72,870
2022	$1,105.00	$16,720 Land $2,870 Building $13,850
2021			$87,970 Land $15,100 Building $72,870

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 169 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
United Electric Cooperative	Fiber	1,000 / 1,000
Optimum Communications	Cable	940 / 35
Verizon	Fixed Wireless	300 / 20
Mercury Broadband	Fixed Wireless (licensed-by-rule)	150 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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