823 Harmon St, Saint Joseph, MO 64504 Property Records

Buchanan County property record for 823 Harmon St, Saint Joseph, MO 64504

Property Summary

Property Type	Single Family Home
Details	1,120 sqft · built 1922
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$21,000 (Jul 2018)
Tax Bill	$599 (2025)
Deeds & Mortgages	Jul 2018 Sale & Mortgage
APN	`06-9.0-32-001-003-070.000`

Property Details

APN / Parcel Number

Primary APN	`06-9.0-32-001-003-070.000`

Interior

Building Area	1,120 sqft Base Area
1st Floor Area	1,120 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	132 ft deep x 50 ft wide

Location & Zoning

Street Address	823 HARMON ST
City	SAINT JOSEPH
State	MO
Zip	64504-1729
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:HYDE PARK 2ND EXTENSION LOT:13 BLK:10LGL DESC:
Legal Subdivision	HYDE PARK 2ND EXTENSION
Legal Block	10
Legal Lot Number	13
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2023
Census Tract	2300

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	716 THOMPSON AVE, SAINT JOSEPH, MO 64504-1741
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2018 · Amount on Record
Deed Sale	Jul 11, 2018 · Amount on Record
Deed Document Number	20186212
Prior Transfer Date	Aug 17, 2011
Prior Transfer Doc	03287/0229
Record Updated	Sep 20, 2026

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jul 11, 2018
Property Address	823 HARMON ST, SAINT JOSEPH, MO 64504-1729
Document Number	2018006212
Instrument Date	Jul 10, 2018
Instrument	2018006212
Transaction Type	Transfer
Record Updated	Dec 20, 2021
Title Company	ADVANTAGE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	716 THOMPSON AVE, SAINT JOSEPH, MO 64504-1741

Mortgage

Document Number	2018006213
Date	Jul 11, 2018
Instrument	2018006213

Lender

Name	FARMERS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 10, 2028

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$599.00	$8,280 (+5.21%) Land $2,470 Building $5,810	$43,580 (+5.14%) Land $13,020 Building $30,560
2024	$599.00 (+14.75%)
2023	$522.00 (-0.76%)	$7,870 (-) Land $2,470 Building $5,400	$41,450 (-) Land $13,020 Building $28,430
2022	$526.00	$7,870 Land $2,470 Building $5,400
2021			$41,450 Land $13,020 Building $28,430

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20