820 Harmon St, Saint Joseph, MO 64504 Property Records

Buchanan County property record for 820 Harmon St, Saint Joseph, MO 64504

Property Summary

Property Type	Single Family Home
Details	1,120 sqft · built 1922
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$64,700 (Oct 2019)
Tax Bill	$825 (2025)
Deeds & Mortgages	Oct 2019 Mortgage
APN	`06-9.0-32-001-003-075.000`

Property Details

APN / Parcel Number

Primary APN	`06-9.0-32-001-003-075.000`

Interior

Building Area	1,120 sqft Base Area
1st Floor Area	1,120 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	132 ft deep x 78 ft wide

Location & Zoning

Street Address	820 HARMON ST
City	SAINT JOSEPH
State	MO
Zip	64504-1730
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:HYDE PARK 2ND EXTENSION LOT:6 BLK:11LGL DESC:E 45' LOT 6 & THAT PART LOT A THAT IS W OF THE E 150' LLA 3/30 5/14/10
Legal Subdivision	HYDE PARK 2ND EXTENSION
Legal Block	11
Legal Lot Number	A,6
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2026
Census Tract	2300

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	820 HARMON ST, SAINT JOSEPH, MO 64504-1730
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2019 · Amount on Record
Deed Sale	Oct 16, 2019 · Amount on Record
Prior Sale	Dec 4, 2008 · Amount on Record
Deed Document Number	20198991
Deed Book / Page	3742 / 540
Record Updated	Sep 20, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Oct 16, 2019
Property Address	820 HARMON ST, SAINT JOSEPH, MO 64504-1730
Document Number	003742/540
Book / Page	3742 / 540
Instrument Date	Oct 15, 2019
Instrument	2019008991
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	ST JOSEPH TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1410 HARMON ST, 1410, SAINT JOSEPH, MO 64504-1873

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 HARMON ST, SAINT JOSEPH, MO 64504-1730

Mortgage

Document Number	003742/541
Date	Oct 16, 2019
Book Page	3742/541
Instrument	2019008992

Lender

Name	PRIMELENDING
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$825.00 (+0.12%)	$11,390 (+5.07%) Land $3,470 Building $7,920	$59,960 (+5.1%) Land $18,280 Building $41,680
2024	$824.00 (+14.44%)
2023	$720.00 (-0.55%)	$10,840 (-) Land $3,470 Building $7,370	$57,050 (-) Land $18,280 Building $38,770
2022	$724.00	$10,840 Land $3,470 Building $7,370
2021			$57,050 Land $18,280 Building $38,770

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20