810 Fleming St, Key West, FL 33040 Property Records

Monroe County property record for 810 Fleming St, Key West, FL 33040 · Last verified August 2026

Property Summary

Property Type	Duplex
Details	3 bd · 3 ba · 3,138 sqft · built 1933
Lot Size	0.064 acres (2,797 sqft)
Owner	2 Company Names on File
Last Sale	$7,242 (May 2023)
Tax Bill	$10,689 (2025)
Deeds & Mortgages	May 2023 Transfer May 2023 Transfer + 2 more
Flood Zone	Zone X (moderate risk)
APN	`00008340-000000`

Property Details

APN / Parcel Number

Primary APN	`00008340-000000`
Alternative APNs	`01010100008340000000` `1008613`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Units	2 Units
Stories	3 Stories
Building Area	3,138 sqft Living Area
1st Floor Area	2,016 sqft
Attic	Attic
Attic Area	2,244 sqft
Flooring	Wood
Interior Walls	Wood

Exterior

Year Built	Built 1933
Effective Year Built	Effective 2002
Architectural Style	Duplex Single
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	2,797 sqft (0.064 acres)
Lot Dimensions	113 ft deep x 25 ft wide
Porch	Slab
Porch Area	420 sqft
Patio Area	600 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	1008613
Street Address	810 FLEMING ST
City	KEY WEST
State	FL
Zip	33040-6904
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	KW PT LOT 3 SQR 47 OR538-78 OR1327-309/10 OR1401-1802/03 OR1440-466/67 OR1461-2136/37 OR1509-2134/36 OR1521-1129/31 OR1604-1479/80 OR1604-1481/83 OR1889-24/25 OR2987-1565 OR3117-0738 OR3225-1823 OR3225-1826
Legal Range	25E
Legal Township	68S
Legal Section	06
Legal Subdivision	WILLIAM A WHITEHEAD S
Legal Lot Number	3
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	3
Census Block	3001
Census Tract	972400

Owner

Source: Monroe County records · APN 00008340-000000

Assessment roll updated December 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	810 FLEMING ST, 1, KEY WEST, FL 33040-6904
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
May 17, 2023	Intrafamily Transfer, Transfer
May 17, 2023	Intrafamily Transfer, Transfer LEGACY LAND SERVICES, LEGACY LEGAL SERVICES
Dec 01, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Aug 03, 2021	Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 17, 2023 · Amount on Record
Deed Sale	May 17, 2023 · Amount on Record
Prior Sale	Aug 03, 2021 · Amount on Record
Deed Document Number	20232418329
Deed Book / Page	3225 / 1826
Prior Transfer Date	May 12, 2023
Prior Transfer Doc	0032251823
Record Updated	Sep 20, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE FL
Recording Date	May 17, 2023
Property Address	810 FLEMING ST, KEY WEST, FL 33040-6904
Document Number	0032251826
Book / Page	3225 / 1826
Instrument Date	May 12, 2023
Instrument	2418329
Transaction Type	Transfer
Record Updated	Jun 02, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	810 FLEMING ST, KEY WEST, FL 33040-6904

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	810 FLEMING ST, KEY WEST, FL 33040-6904

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE FL
Recording Date	May 17, 2023
Property Address	810 FLEMING ST, KEY WEST, FL 33040-6904
Document Number	0032251823
Book / Page	3225 / 1823
Instrument Date	May 12, 2023
Instrument	2418328
Transaction Type	Transfer
Record Updated	Jun 02, 2023
Title Company	LEGACY LAND SERVICES, LEGACY LEGAL SERVICES

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	810 FLEMING ST, KEY WEST, FL 33040-6904

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	810 FLEMING ST, KEY WEST, FL 33040-6904

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	810 FLEMING ST, KEY WEST, FL 33040-6904
Transaction Type	Mortgage
Record Updated	Dec 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	810 FLEMING ST, KEY WEST, FL 33040-6904

Mortgage

Document Number	0032030950
Date	Dec 01, 2022
Book Page	3203/950
Instrument	2399249

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Nov 10, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Aug 03, 2021
Property Address	810 FLEMING ST, KEY WEST, FL 33040-6904
Document Number	0031170738
Book / Page	3117 / 738
Instrument Date	Jul 30, 2021
Instrument	2333351
Transaction Type	Transfer
Record Updated	Aug 26, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$8,575.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1018 16TH TER, 1018, KEY WEST, FL 33040-4247

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	810 FLEMING ST, KEY WEST, FL 33040-6904

Mortgage

Document Number	0031170747
Date	Aug 03, 2021
Book Page	3117/747
Instrument	2333354

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	CHARLESTON, SC 29406

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2051

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,689.00 (+4.61%) Homeowner's exemption	$1,203,870 (+6.54%)	$1,269,129 (+6.81%) Land $873,000 Building $396,129
2024	$10,218.00 (+5.07%)
2023	$9,725.00 (+10.55%) Homeowner's exemption	$1,129,990 (+13.14%)	$1,188,182 (+18.96%) Land $802,389 Building $385,793
2022	$8,797.00 Homeowner's exemption	$998,790 Land $607,676 Building $391,114	$998,790 Land $607,676 Building $391,114

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120879724003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 285 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	328 units insured 43 under condo master policies
Nearby Flood Claims	89 (1980–2025)
Claims Outside the SFHA	43 of 89
Most Recent Claim	Oct 2025, rainfall accumulation
Claims By Storm	Hurricane Irma, Sep 2017 · 23 claims Hurricane Wilma, Oct 2005 · 8 claims Hurricane Georges, Sep 1998 · 25 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Key West Historic District listed 1971 · 189 contributing resources · NRIS 71000245

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 922 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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