8232 Ryan Ridge Loop, Montgomery, AL 36117 Property Records

Montgomery County property record for 8232 Ryan Ridge Loop, Montgomery, AL 36117

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,101 sqft · built 2014
Lot Size	0.217 acres (9,460 sqft)
Owner	Individual Name on Record
Last Sale	$215,874 (Mar 2015)
Tax Bill	$1,477 (2026)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-06-23-3-000-003.286`

Property Details

APN / Parcel Number

Primary APN	`09-06-23-3-000-003.286`
Alternative APN	`303928`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,101 sqft Living Area
1st Floor Area	2,101 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2015
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	9,460 sqft (0.217 acres)
Lot Dimensions	189 ft deep x 50 ft wide
Garage Area	506 sqft
Porch	Slab
Porch Area	176 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	303928
Street Address	8232 RYAN RIDGE LOOP
City	MONTGOMERY
State	AL
Zip	36117-3823
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0906233000003286
Legal Range	19E
Legal Township	16N
Legal Section	23
Legal Subdivision	RYAN RIDGE 5 CORR
Legal Block	A
Legal Lot Number	9
Jurisdiction	MONTGOMERY AL
Township / Civil Division	MOUNT MEIGS
Census Block Group	3
Census Block	3031
Census Tract	5503

Owner

Source: Montgomery County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8232 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3823
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2015 · Amount on Record
Deed Sale	Mar 16, 2015 · Amount on Record
Prior Sale	Jan 31, 2014 · Amount on Record
Deed Book / Page	4672 / 793
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY AL
Recording Date	Jul 27, 2021
Property Address	8232 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3823
Document Number	0056440273
Book / Page	5644 / 273
Map Reference	MB16 PG22
Instrument Date	Jul 22, 2021
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2965 PHARR COURT SOUTH NW APT 409, 409, ATLANTA, GA 30305-2137

Mortgage

Document Number	0005644342
Date	Jul 27, 2021
Instrument	5644/342

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	286 Months
Due	May 1, 2045

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Montgomery County
Municipality	Montgomery City
Unified School District	Montgomery County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,477.00 (-0.61%)
2025	$1,486.00 (+11.73%) Homeowner's exemption	$31,270 (+11.4%) Land $3,800 Building $27,470	$312,700 (+11.4%) Land $38,000 Building $274,700
2023	$1,330.00 (+57.02%) Homeowner's exemption	$28,070 (+16.62%) Land $3,800 Building $24,270	$280,700 (+16.62%) Land $38,000 Building $242,700
2022	$847.00 Homeowner's exemption	$24,070 Land $3,800 Building $20,270	$240,700 Land $38,000 Building $202,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTGOMERY, THE WW&SSB OF THE serves 276,000 people · EPA ID AL0001070
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20