8228 Ryan Ridge Loop, Montgomery, AL 36117 Property Records

Montgomery County property record for 8228 Ryan Ridge Loop, Montgomery, AL 36117

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,083 sqft · built 2014
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$211,499 (Jul 2014)
Tax Bill	$1,456 (2026)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-06-23-3-000-003.287`

Property Details

APN / Parcel Number

Primary APN	`09-06-23-3-000-003.287`
Alternative APN	`303624`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,083 sqft Living Area
1st Floor Area	2,083 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2015
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	175 ft deep x 50 ft wide
Garage Area	484 sqft
Porch	Slab
Porch Area	185 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	303624
Street Address	8228 RYAN RIDGE LOOP
City	MONTGOMERY
State	AL
Zip	36117-3823
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0906233000003287
Legal Range	19E
Legal Township	16N
Legal Section	23
Legal Subdivision	RYAN RIDGE 5 CORR
Legal Block	A
Legal Lot Number	8
Jurisdiction	MONTGOMERY AL
Township / Civil Division	MOUNT MEIGS
Census Block Group	3
Census Block	3031
Census Tract	5503

Owner

8228 Ryan Ridge Loop is owned and occupied by an individual who bought it in July 2014.

Source: Montgomery County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	828 RYAN ST, MONTGOMERY, AL 36107
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2014 · Amount on File
Deed Sale	Jul 25, 2014 · Amount on File
Prior Sale	Jan 31, 2014 · Amount on File
Deed Book / Page	4593 / 633
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY AL
Property Address	8228 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3823
Document Number	0055120765
Instrument Date	Dec 21, 2020
Transaction Type	Mortgage
Record Updated	Jun 29, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8228 RYAN RIDGE LOOP MONTGOMERY AL 361173823, MONTGOMERY, AL 36117-3823

Mortgage

Document Number	0055120765
Date	Dec 31, 2020
Book Page	005512/000765

Lender

Name	PRIME HM LNS
Type	Funding / Finance Company
Address	DULUTH, GA 30097

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 30, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 8228 Ryan Ridge Loop was $1,456 with a homeowner's exemption, down 0.6% from the year before.

Source: Montgomery County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Montgomery County
Municipality	Montgomery City
Unified School District	Montgomery County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,456.00 (-0.61%)
2025	$1,465.00 Homeowner's exemption	$30,850 Land $3,800 Building $27,050	$308,500 Land $38,000 Building $270,500
2023	$1,312.00 Homeowner's exemption	$27,700 Land $3,800 Building $23,900	$277,000 Land $38,000 Building $239,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8228 Ryan Ridge Loop in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8228 Ryan Ridge Loop is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTGOMERY, THE WW&SSB OF THE serves 276,000 people · EPA ID AL0001070
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20