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8224 Ryan Ridge Loop, Montgomery, AL 36117 Property Records

Montgomery County property record for 8224 Ryan Ridge Loop, Montgomery, AL 36117

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,091 sqft · built 2014
Lot Size0.27 acres (11,761 sqft)
OwnerIndividual Name on Record
Last Sale$227,999 (Feb 2016)
Tax Bill$3,024 (2026)
Deeds & MortgagesOct 2021 Mortgage
Jan 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN09-06-23-3-000-003.288

Property Details

APN / Parcel Number

Primary APN09-06-23-3-000-003.288
Alternative APN
  • 303625

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,091 sqft Living Area
1st Floor Area2,091 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2015
Exterior MaterialBrick
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area11,761 sqft (0.27 acres)
Lot Dimensions155 ft deep x 70 ft wide
Garage Area484 sqft
PorchSlab
Porch Area273 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number303625
Street Address8224 RYAN RIDGE LOOP
CityMONTGOMERY
StateAL
Zip36117-3823
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description0906233000003288
Legal Range19E
Legal Township16N
Legal Section23
Legal SubdivisionRYAN RIDGE 5 CORR
Legal BlockA
Legal Lot Number7
JurisdictionMONTGOMERY AL
Township / Civil DivisionMOUNT MEIGS
Census Block Group3
Census Block3031
Census Tract5503

Owner

Source: Montgomery County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address8224 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3823
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 5, 2021Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Jan 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
NAVY FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 19, 2016 · Amount on Record
Deed SaleFeb 19, 2016 · Amount on Record
Prior SaleJan 31, 2014 · Amount on Record
Deed Book / Page4794 / 251
Last Transfer DateMar 18, 2025
Transfer Doc0004750801
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY AL
Property Address8224 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3823
Transaction TypeMortgage
Record UpdatedJul 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0056890512
DateOct 5, 2021
Book Page5689/512
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2051

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY AL
Property Address8224 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3823
Document Number0053570260
Instrument DateJan 21, 2020
Transaction TypeMortgage
Record UpdatedMar 26, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address8224 RYAN RIDGE LOOP MONTGOMERY AL 361173823, MONTGOMERY, AL 36117-3823

Mortgage

Document Number0053570260
DateMar 16, 2020
Book Page005357/000260
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueMar 15, 2030

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 7, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyMontgomery County
MunicipalityMontgomery City
Unified School DistrictMontgomery County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,024.00 (+104.6%)
2025$1,478.00 (+11.63%) Homeowner's exemption$31,120 (+11.38%) Land $3,800 Building $27,320$311,200 (+11.38%) Land $38,000 Building $273,200
2023$1,324.00 Homeowner's exemption$27,940 Land $3,800 Building $24,140$279,400 Land $38,000 Building $241,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MONTGOMERY, THE WW&SSB OF THE
serves 276,000 people · EPA ID AL0001070
Water SourceSurface water
Last State InspectionFeb 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
WOW Internet, Cable & Phone
Cable		1,200 / 50
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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