823 S Forest Ave, Independence, MO 64052 Property Records

Jackson County property record for 823 S Forest Ave, Independence, MO 64052

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,162 sqft · built 1920
Lot Size	0.143 acres (6,222 sqft)
Owner	Individual Name on Record
Last Sale	$99,000 (Jun 2019)
Tax Bill	$709 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-420-15-08`

Property Details

APN / Parcel Number

Primary APN	`26-420-15-08`
Alternative APNs	`26-420-15-08-00-0-00-000` `26420150800000001` `779667`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,162 sqft Living Area
Gross Area	2,324 sqft
1st Floor Area	1,162 sqft
Basement Area	1,162 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,222 sqft (0.143 acres)
Lot Dimensions	130 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	779667
Street Address	823 S FOREST AVE
City	INDEPENDENCE
State	MO
Zip	64052-4032
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST END ADD LOT 40
Legal Subdivision	WEST END
Legal Block	1
Legal Lot Number	40
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1024
Census Tract	11702

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	823 S FOREST AVE, INDEPENDENCE, MO 64052-4032
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2021	Deed of Trust, Mortgage · Line of Credit COMMERCE BANK
Jun 13, 2019	Warranty Deed, Transfer · FHA Mortgage COMMERCE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 13, 2019 · Amount on Record
Deed Sale	Jun 13, 2019 · Amount on Record
Prior Sale	Feb 12, 2010 · Amount on Record
Deed Document Number	2019E44448
Prior Transfer Date	Sep 25, 2009
Prior Transfer Doc	00E0099684
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	823 S FOREST AVE, INDEPENDENCE, MO 64052-4032
Transaction Type	Mortgage
Record Updated	Nov 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	823 S FOREST AVE, INDEPENDENCE, MO 64052-4032

Mortgage

Document Number	00E0119403
Date	Oct 29, 2021
Instrument	2021E0119403

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	144 Months
Due	Oct 22, 2033

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Jun 13, 2019
Property Address	823 S FOREST AVE, INDEPENDENCE, MO 64052-4032
Document Number	0000E44448
Instrument Date	Jun 6, 2019
Instrument	44448E
Transaction Type	Transfer
Record Updated	Jul 11, 2019
Title Company	SECURITY FIRST TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	823 S FOREST AVE INDEPENDENCE MO 640524032, INDEPENDENCE, MO 64052-4032

Mortgage

Document Number	E44449
Date	Jun 13, 2019
Instrument	44449E

Lender

Name	COMMERCE BK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 12, 2049

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$19,850 (-) Land $3,069 Building $16,781	$104,470 (-)
2025	$709.00 (-6.96%)	$19,850 (-9.88%) Land $3,069 Building $16,781	$104,470 (-9.88%)
2024	$762.00 (+2.28%)
2023	$745.00	$22,025 Land $2,081 Building $19,944	$115,920

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: KC Web, Spectrum, Verizon, Wisper ISP.

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