823 Mountain Oaks Dr, Orem, UT 84097 Property Records

Utah County property record for 823 Mountain Oaks Dr, Orem, UT 84097

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,379 sqft · built 1989
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$396,900 (Sep 2020)
Tax Bill	$3,002 (2025)
Deeds & Mortgages	Sep 2019 Line of Credit Nov 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`46-146-0018`

Property Details

APN / Parcel Number

Primary APN	`46-146-0018`
Alternative APN	`066124`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,379 sqft Living Area
Gross Area	4,305 sqft
1st Floor Area	1,547 sqft
Basement Area	1,351 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2004
Architectural Style	A-Frame
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	536 sqft
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	066124
Street Address	823 MOUNTAIN OAKS DR
City	OREM
State	UT
Zip	84097-7324
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 18, PLAT C, MOUNTAIN OAKS.
Legal Subdivision	MOUNTAIN OAKS
Legal Lot Number	18
Jurisdiction	UTAH UT
Township / Civil Division	PROVO-OREM
Census Block Group	2
Census Block	2011
Census Tract	710

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	823 MOUNTAIN OAKS DR, OREM, UT 84097-7324
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2019	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Nov 25, 2020	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Sep 10, 2020	Quit Claim Deed, Transfer STEWART TITLE, STEWART TITLE INS AGCY/UT
Sep 10, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage MOUNTAIN AMERICA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2020 · Amount on Record
Deed Sale	Sep 10, 2020 · Amount on Record
Prior Sale	Apr 27, 2012 · Amount on Record
Deed Document Number	2020137479
Prior Transfer Date	Sep 4, 2020
Prior Transfer Doc	0000137479
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	823 MOUNTAIN OAKS DR, OREM, UT 84097-7324
Transaction Type	Mortgage
Record Updated	May 12, 2022
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000095934
Date	Sep 25, 2019
Instrument	095934:2019

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	WEST JORDAN, UT 84084

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	823 MOUNTAIN OAKS DR, OREM, UT 84097-7324
Transaction Type	Mortgage
Record Updated	May 12, 2022
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000187911
Date	Nov 25, 2020
Instrument	187911:2020

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	WEST JORDAN, UT 84084

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UTAH UT
Recording Date	Sep 10, 2020
Property Address	823 MOUNTAIN OAKS DR, OREM, UT 84097-7324
Document Number	0000137481
Instrument Date	Sep 4, 2020
Instrument	137481
Transaction Type	Transfer
Record Updated	Oct 5, 2020
Title Company	STEWART TITLE, STEWART TITLE INS AGCY/UT

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	823 MOUNTAIN OAKS DR OREM UT 840977324, OREM, UT 84097-7324

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Sep 10, 2020
Property Address	823 MOUNTAIN OAKS DR, OREM, UT 84097-7324
Document Number	0000137479
Instrument Date	Sep 4, 2020
Instrument	137479:2020
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	STEWART TITLE INS AGCY OF UT

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	823 MOUNTAIN OAKS DR, OREM, UT 84097-7324

Mortgage

Document Number	0000137480
Date	Sep 10, 2020
Instrument	137480:2020

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Orem City
Unified School District	Alpine School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$396,055 (-42.21%)	$720,100 (+5.08%) Land $249,200 Building $470,900
2025	$3,002.00 (+0.03%)	$685,300 (+95.33%) Land $249,200 Building $436,100	$685,300 (+7.43%) Land $249,200 Building $436,100
2024	$3,001.00 (+12.44%)
2023	$2,669.00 (-0.34%)	$350,845	$637,900 Land $237,300 Building $400,600
2022	$2,678.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 53% of Utah
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREM CITY WATER SYSTEM serves 98,129 people · EPA ID UTAH25020
Water Source	Purchased surface water from CENTRAL UTAH WCD - UTAH VALLEY
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Wasatch Broadband Fixed Wireless	900 / 900
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Rise Broadband.

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