1582 Mountain Oaks Dr, Orem, UT 84097 Property Records

Utah County property record for 1582 Mountain Oaks Dr, Orem, UT 84097

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,637 sqft · built 1995
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on File
Last Sale	$84,300 (Sep 2018)
Tax Bill	$2,664 (2025)
Deeds & Mortgages	Sep 2020 Transfer Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`46-131-0014`

Property Details

APN / Parcel Number

Primary APN	`46-131-0014`
Alternative APN	`065848`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,637 sqft Living Area
Gross Area	3,248 sqft
1st Floor Area	1,637 sqft
Basement Area	841 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2002
Architectural Style	A-Frame
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Other
Lot Area	16,117 sqft (0.37 acres)
Garage Type	Attached
Garage Area	770 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Wood Porch
Porch Area	50 sqft
Deck Area	Deck Area
Patio Area	561 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	065848
Street Address	1582 MOUNTAIN OAKS DR
City	OREM
State	UT
Zip	84097-2308
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14, PLAT A, MOUNTAIN OAKS SUB.
Legal Subdivision	MOUNTAIN OAKS SUB
Legal Lot Number	14
Jurisdiction	UTAH UT
Township / Civil Division	PROVO-OREM
Census Block Group	2
Census Block	2013
Census Tract	710

Owner

1582 Mountain Oaks Dr is owned and occupied by two individuals who bought it in September 2018.

Source: Utah County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1582 MOUNTAIN OAKS DR, OREM, UT 84097-2308
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2020	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE INS CO
Sep 6, 2018	Intrafamily Transfer, Transfer · ARM ZB NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2018 · Amount on File
Deed Sale	Sep 6, 2018 · Amount on File
Prior Sale	Aug 28, 1998
Deed Document Number	201885359:2018
Prior Transfer Date	Jan 5, 1996
Prior Transfer Doc	0000052208
Record Updated	Oct 29, 2026

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Sep 16, 2020
Property Address	1582 MOUNTAIN OAKS DR, OREM, UT 84097-2308
Document Number	0000141072
Instrument Date	Sep 15, 2020
Instrument	141072:2020
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

September 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Sep 6, 2018
Property Address	1582 MOUNTAIN OAKS DR, OREM, UT 84097-2308
Document Number	0000085359
Instrument Date	Aug 31, 2018
Instrument	085359:2018
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1582 MOUNTAIN OAKS DR, OREM, UT 84097-2308

Mortgage

Document Number	0000085360
Date	Sep 6, 2018
Instrument	085360:2018

Lender

Name	ZB NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Oct 1, 2028
Change Frequency	Annually
Min Rate At Change	2.37%
Max Rate At Change	6.37%
Index	1-Year LIBOR
Max Rate	10.3%

Tax Assessment & Valuation

The 2025 property tax bill for 1582 Mountain Oaks Dr was $2,664, up 7.6% from the year before.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Orem City
Unified School District	Alpine School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$338,360 (+1.13%)	$615,200 (+1.13%) Land $273,900 Building $341,300
2025	$2,664.00 (+7.59%)	$334,565	$608,300 Land $273,900 Building $334,400
2024	$2,476.00 (+5.9%)
2023	$2,338.00 (-5.27%)	$307,395	$558,900 Land $260,900 Building $298,000
2022	$2,468.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1582 Mountain Oaks Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1582 Mountain Oaks Dr is moderate, ranking above 60% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 48% of Utah
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREM CITY WATER SYSTEM serves 98,129 people · EPA ID UTAH25020
Water Source	Purchased surface water from CENTRAL UTAH WCD - UTAH VALLEY
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Wasatch Broadband Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Rise Broadband.

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