820 Mountain Oaks Dr, Orem, UT 84097 Property Records

Utah County property record for 820 Mountain Oaks Dr, Orem, UT 84097

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 1,774 sqft · built 1979
Lot Size	0.255 acres (11,087 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,419 (2025)
Deeds & Mortgages	Mar 2019 Mortgage Mar 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`46-146-0024`

Property Details

APN / Parcel Number

Primary APN	`46-146-0024`
Alternative APN	`066129`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Half Baths	3 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,774 sqft Living Area
Gross Area	3,110 sqft
1st Floor Area	1,774 sqft
Basement Area	736 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1994
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Other
Lot Area	11,087 sqft (0.255 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Slab
Porch Area	526 sqft
Deck Area	Deck Area
Patio Area	470 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	066129
Street Address	820 MOUNTAIN OAKS DR
City	OREM
State	UT
Zip	84097-2326
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART LOT 13, PLAT C, MOUNTAIN OAKS SUB DESCRIBED AS FOLLOWS:; COM N 747.15 FT & E 112.34 FT FR E 1/4 COR. SEC. 2, T6S, R2E, SLB&M.; ALONG A CURVE TO L (CHORD BEARS: S 82 DEG 19 55 W 35.36 FT, RADIUS = 50 FT); S 61 DEG 37 38 W 95.86 FT; S 28 DEG 22 22
Legal Range	02E
Legal Township	06S
Legal Section	02
Legal Subdivision	MOUNTAIN OAKS SUB
Legal Lot Number	13
Jurisdiction	UTAH UT
Township / Civil Division	PROVO-OREM
Census Block Group	2
Census Block	2011
Census Tract	710

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	820 MOUNTAIN OAKS DR, OREM, UT 84097-2326
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2019	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV
Mar 7, 2019	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS
Oct 3, 2017	Deed of Trust, Mortgage JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 15, 2012
Transfer Doc	0000091633
Record Updated	Sep 20, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	820 MOUNTAIN OAKS DR, OREM, UT 84097-2326
Document Number	0000020617
Instrument Date	Mar 7, 2019
Transaction Type	Mortgage
Record Updated	Apr 9, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	820 MOUNTAIN OAKS DR OREM UT 840972326, OREM, UT 84097-2326

Mortgage

Document Number	0000020617
Date	Mar 14, 2019
Instrument	20617

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	984 Months

Interest

Rate Type	Adjustable Rate
Rate	3.98%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	820 MOUNTAIN OAKS DR, OREM, UT 84097-2326
Document Number	0000020616
Instrument Date	Mar 7, 2019
Transaction Type	Mortgage
Record Updated	Apr 9, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	820 MOUNTAIN OAKS DR OREM UT 840972326, OREM, UT 84097-2326

Mortgage

Document Number	0000020616
Date	Mar 14, 2019
Instrument	20616

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	984 Months

Interest

Rate Type	Adjustable Rate
Rate	3.98%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	820 MOUNTAIN OAKS DR, OREM, UT 84097-2326
Document Number	0000101585
Instrument Date	Oct 3, 2017
Transaction Type	Mortgage
Record Updated	Oct 18, 2017
Title Company	LINEAR TITLE AGENCY LLC, LINEAR TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	820 MOUNTAIN OAKS DR OREM UT 840972326, OREM, UT 84097-2326

Mortgage

Document Number	0000101585
Date	Oct 13, 2017
Instrument	101585

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 12, 2047

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Orem City
Unified School District	Alpine School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$308,220 (-44.19%)	$560,400 (+1.47%) Land $252,300 Building $308,100
2025	$2,419.00	$552,300 (+101.72%) Land $252,300 Building $300,000	$552,300 (+10.95%) Land $252,300 Building $300,000
2024	$2,419.00 (+16.13%)
2023	$2,083.00 (-12.26%)	$273,790	$497,800 Land $240,300 Building $257,500
2022	$2,374.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 53% of Utah
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREM CITY WATER SYSTEM serves 98,129 people · EPA ID UTAH25020
Water Source	Purchased surface water from CENTRAL UTAH WCD - UTAH VALLEY
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Wasatch Broadband Fixed Wireless	900 / 900
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Rise Broadband.

Nearby Properties on Mountain Oaks Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures