823 Jersey Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 823 Jersey Ave, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1985
Square Footage	856 sqft Heated Area
Lot Size	11,326 sqft (0.26 acres)
Occupancy	Owner Occupied
Last Sale	$255,000 (2025)
Tax Bill	$3,791.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`77393`
Alternative APN	`012630000100970130`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Building Area	856 sqft Heated Area
Gross Area	1,203 sqft Gross Area
1st Floor	728 sqft 1st Floor
Stories	1 Stories
Interior Structure	Plaster Interior Structure

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1985
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	11,326 sqft (0.26 acres)
Depth X Width	150 ft x 75 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Carport Garage
Carport	Carport

Exterior Amenities

Fence	Fence
Shed	1 Shed
Shed Area	288 sqft Shed
Porch	Enclosed Porch
Porch Area	163 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	77393
Street Address	823 JERSEY AVE
City	SAINT CLOUD
State	FL
Zip	34769-3248
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	JOHN P WELCKERS PB 1 PG 82 BLK 97 LOTS 13-15 2/26/30
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD
Legal Tract	1
Legal Block	97
Legal Lot Number	13 14
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2025
Census Tract	43400

Owner

Source: Osceola County records · APN 77393

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	823 JERSEY AVE, SAINT CLOUD, FL 34769-3248
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 13, 2025 · Amount on Record
Deed Sale	Mar 13, 2025 · Amount on Record
Prior Sale	Feb 25, 2021 · Amount on Record
Deed Doc Number	2025031720
Deed Book / Page	6754 / 252
Record Refreshed	Jun 08, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 25, 2021
Property Address	823 JERSEY AVE, SAINT CLOUD, FL 34769-3248
Document Number	0058990901
Book / Page	5899 / 901
Map Reference	MB 1 PG 82
Instrument Date	Feb 25, 2021
Instrument	2021028178
Transaction Type	Transfer
Record Updated	Feb 08, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,294.30
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1624 REGAL COVE CT, 1624, KISSIMMEE, FL 34744-6675

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1611 CAROLYN CT, SAINT CLOUD, FL 34769-5516

Mortgage

Document Number	0005899902
Date	Feb 25, 2021
Instrument	5899/902

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,791.00 (+21.43%)	$223,800 (+25.03%) Land $55,000 Building $168,800	$223,800 (+25.03%) Land $55,000 Building $168,800
2023	$3,122.00 (+11.54%)	$179,000 (+15.41%) Land $50,000 Building $129,000	$179,000 (+15.41%) Land $50,000 Building $129,000
2022	$2,799.00	$155,100 Land $45,000 Building $110,100	$155,100 Land $45,000 Building $110,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.