1000 Jersey Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1000 Jersey Ave, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,482 sqft · built 1910
Lot Size	0.168 acres (7,318 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (Jul 2026)
Tax Bill	$2,870 (2025)
Deeds & Mortgages	Jul 2026 Sale Feb 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-26-30-0001-0154-0010`

Property Details

APN / Parcel Number

Primary APN	`01-26-30-0001-0154-0010`
Alternative APNs	`263001000101540010` `77813`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,482 sqft Living Area
Gross Area	1,728 sqft
1st Floor Area	970 sqft
Upper Floors Area	512 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1910
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,318 sqft (0.168 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Porch	Florida Room
Porch Area	246 sqft
Pole Barn	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1000 JERSEY AVE
City	SAINT CLOUD
State	FL
Zip	34769-3619
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR2
Legal Description	ST CLOUD PB B PG 34 BLK 154 LOTS 1 & 2 2/26/30
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD 2ND PLAT TOWN OF
Legal Tract	1
Legal Block	154
Legal Lot Number	1
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2030
Census Tract	43400

Owner

Source: Osceola County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1569 BONELLI CT, MELBOURNE, FL 32934-9088
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Warranty Deed, Transfer TITLE PARTNERS, EXCELLENCE TITLE PARTNERS
Feb 1, 2021	Warranty Deed, Transfer · FHA Mortgage EQUITY PRIME MORTGAGE LLC
Feb 27, 2020	Warranty Deed, Transfer · Conventional with PMI RONALD GURSKY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2026 · Amount on Record
Deed Sale	Jul 8, 2026 · Amount on Record
Prior Sale	Feb 1, 2021 · Amount on Record
Deed Document Number	202689575
Deed Book / Page	7001 / 11
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 8, 2026
Property Address	1000 JERSEY AVE, SAINT CLOUD, FL 34769-3619
Document Number	0000089575
Book / Page	7001 / 11
Instrument Date	Jun 12, 2026
Instrument	202689575
Transaction Type	Transfer
Record Updated	Jul 21, 2026
Title Company	TITLE PARTNERS, EXCELLENCE TITLE PARTNERS

Transaction

Amount	Amount Recorded
Tax	$222,705.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1569 BONELLI CT, MELBOURNE, FL 32934-9088

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 1, 2021
Property Address	1000 JERSEY AVE, SAINT CLOUD, FL 34769-3619
Document Number	0058811152
Book / Page	5881 / 1152
Map Reference	MB B PG 33&34
Instrument Date	Jan 27, 2021
Instrument	2021013973
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,568.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4121 NEPTUNE RD, 4121, SAINT CLOUD, FL 34769-6741

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1000 JERSEY AVE, SAINT CLOUD, FL 34769-3619

Mortgage

Document Number	0058811155
Date	Feb 1, 2021
Instrument	5881/1155

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 27, 2020
Property Address	1000 JERSEY AVE, SAINT CLOUD, FL 34769-3619
Document Number	0056812272
Book / Page	005681 / 002272
Instrument Date	Feb 24, 2020
Instrument	28650
Transaction Type	Transfer
Record Updated	May 26, 2020
Title Company	SOUTHEAST PROF TITLE L

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$672.00
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	824 TENNESSEE AVE ST CLOUD FL 347693584, ST CLOUD, FL 34769-3584

Mortgage

Document Number	56812274
Date	Feb 27, 2020
Book Page	005681/002274
Instrument	28651

Lender

Name	RONALD GURSKY
Address	1300 HIDDEN HARBOR LN, KISSIMMEE, FL 34746-3628

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	36 Months
Due	Feb 26, 2023

Interest

Rate	12%

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,870.00 (+3.61%) Homeowner's exemption	$203,267 (+5.99%)	$234,800 (+14.26%) Land $46,800 Building $188,000
2024	$2,770.00 (+2.78%)
2023	$2,695.00 (+3.81%) Homeowner's exemption	$191,786 (+3%)	$205,500 (+10.37%) Land $34,000 Building $171,500
2022	$2,596.00 Homeowner's exemption	$186,200 Land $30,600 Building $155,600	$186,200 Land $30,600 Building $155,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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