Osceola County property record for 816 Jersey Ave, Saint Cloud, FL 34769 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1999 |
| Square Footage | 1,392 sqft Living Area |
| Lot Size | 14,984 sqft (0.344 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $277,000 (2021) |
| Tax Bill | $4,199.00 (2025) |
| Primary APN | 01-26-30-0001-0096-0050 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,392 sqft Living Area |
| Gross Area | 1,544 sqft Gross Area |
| 1st Floor | 1,152 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Plaster Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 14,984 sqft (0.344 acres) |
| Depth X Width | 150 ft x 100 ft Depth x Width |
| Garage Area | 240 sqft Garage |
| Shed | 1 Shed |
|---|---|
| Shed Area | 64 sqft Shed |
| Patio Area | 216 sqft Patio |
| Porch Area | 320 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 816 JERSEY AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-3249 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ST CLOUD PB B PG 34 BLK 96 LOTS 5-8 2/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD 2ND PLAT TOWN OF |
| Legal Tract | 1 |
| Legal Block | 96 |
| Legal Lot Number | 5 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2024 |
| Census Tract | 43400 |
Source: Osceola County records · APN 01-26-30-0001-0096-0050
Assessment roll updated November 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 816 JERSEY AVE, SAINT CLOUD, FL 34769-3249 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenants In Common |
| Date | Document |
|---|---|
| Jun 29, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage SERVICELINK |
| Nov 29, 2021 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 29, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage LAKEVIEW LOAN SERVICING LLC |
| Mar 05, 2019 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage SUPREME LNDG |
| Jul 16, 2018 | Warranty Deed, Transfer · Conventional Mortgage FRANKLIN AMERICAN MORTGAGE CO |
| Apr 30, 2018 | Warranty Deed, Transfer OS NATIONAL LLC |
| Nov 06, 2017 | Warranty Deed, Transfer PUBLIC TITLE SERVICES LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 29, 2021 · Amount on Record |
| Deed Sale | Nov 29, 2021 · Amount on Record |
| Prior Sale | Mar 05, 2019 · Amount on Record |
| Deed Doc Number | 2021183834 |
| Deed Book / Page | 6095 / 2370 |
| Prior Transfer Date | Dec 19, 2005 |
| Prior Transfer Doc | 0030311944 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 29, 2026 |
| Property Address | 816 JERSEY AVE, SAINT CLOUD, FL 34769-3249 |
| Document Number | 0000084429 |
| Book / Page | 6994 / 2568 |
| Instrument Date | Jun 05, 2026 |
| Instrument | 202684429 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 816 JERSEY AVE, SAINT CLOUD, FL 34769-3249 |
| Investor | Possibly a Property Investor |
| Document Number | 0000084429, |
|---|---|
| Date | Jun 29, 2026 |
| Book Page | 6994/2568 |
| Instrument | 202684429 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 306 Months |
| Due | Dec 01, 2051 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 29, 2021 |
| Property Address | 816 JERSEY AVE, SAINT CLOUD, FL 34769-3249 |
| Document Number | 0060952370 |
| Book / Page | 6095 / 2370 |
| Map Reference | MB B PG 33 |
| Instrument Date | Nov 16, 2021 |
| Instrument | 2021183834 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Title Company | TWO RIVERS TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,939.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1501 DAKOTA AVE, 1501, SAINT CLOUD, FL 34769-4240 |
| Name | Verified Name |
|---|---|
| Address | 816 JERSEY AVE, SAINT CLOUD, FL 34769-3249 |
| Document Number | 0060952372 |
|---|---|
| Date | Nov 29, 2021 |
| Instrument | 6095/2372 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 816 JERSEY AVE, SAINT CLOUD, FL 34769-3249 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2021 |
| Name | Verified Name |
|---|---|
| Address | 8I6 JERSEY AVE, SAINT CLOUD, FL 34769 |
| Document Number | 0060120315 |
|---|---|
| Date | Jul 29, 2021 |
| Book Page | 6012/315 |
| Instrument | 2021117401 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 05, 2019 |
| Property Address | 816 JERSEY AVE, SAINT CLOUD, FL 34769-3249 |
| Document Number | 0054861532 |
| Book / Page | 005486 / 001532 |
| Instrument Date | Mar 04, 2019 |
| Instrument | 27992 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2019 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,435.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 816 JERSEY AVE ST CLOUD FL 347693249, ST CLOUD, FL 34769-3249 |
| Document Number | 54861533 |
|---|---|
| Date | Mar 05, 2019 |
| Book Page | 005486/001533 |
| Instrument | 27993 |
| Name | SUPREME LNDG |
|---|---|
| Address | DALLAS, TX 75254 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 04, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 16, 2018 |
| Property Address | 816 JERSEY AVE, SAINT CLOUD, FL 34769-3249 |
| Document Number | 0053680414 |
| Book / Page | 5368 / 0414 |
| Map Reference | MB B PG33&34 |
| Instrument Date | Jul 12, 2018 |
| Instrument | 2018108724 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | OPENDOR TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,365.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 405 HOWARD ST STE 550, 405, SAN FRANCISCO, CA 94105-2999 |
| Name | Verified Name |
|---|---|
| Address | 195 N WASHINGTON AVE APT D, D, BERGENFIELD, NJ 07621-1300 |
| Document Number | 2018108725 |
|---|---|
| Date | Jul 16, 2018 |
| Instrument | 2018108725 |
| Name | FRANKLIN AMERICAN MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 30, 2018 |
| Property Address | 816 JERSEY AVE, SAINT CLOUD, FL 34769-3249 |
| Document Number | 0053250817 |
| Book / Page | 005325 / 000817 |
| Instrument Date | Apr 26, 2018 |
| Instrument | 68474 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2018 |
| Title Company | OS NATIONAL LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,365.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 405 HOWARD ST #550 SAN FRANCISCO CA 941052999, 550, SAN FRANCISCO, CA 94105-2999 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 06, 2017 |
| Property Address | 816 JERSEY AVE, SAINT CLOUD, FL 34769-3249 |
| Document Number | 0052351261 |
| Book / Page | 005235 / 001261 |
| Instrument Date | Oct 17, 2017 |
| Instrument | 158753 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2017 |
| Title Company | PUBLIC TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $945.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 4509 PINE LAKE DR ST CLOUD FL 347691617, ST CLOUD, FL 34769-1617 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,199.00 (+3.47%) Homeowner's exemption | $277,473 (+5.99%) | $293,000 (+11.92%) Land $63,200 Building $229,800 |
| 2024 | $4,058.00 (+2.58%) | ||
| 2023 | $3,956.00 (-2.87%) Homeowner's exemption | $261,800 (+15.94%) Land $57,500 Building $204,300 | $261,800 (+15.94%) Land $57,500 Building $204,300 |
| 2022 | $4,073.00 | $225,800 Land $51,800 Building $174,000 | $225,800 Land $51,800 Building $174,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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