Fairfield County property record for 814 Harding Ave, Lancaster, OH 43130
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 780 sqft · built 1958 |
| Lot Size | 0.116 acres (5,044 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $160,000 (Sep 2023) |
| Tax Bill | $5,030 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-34035-500 |
| Primary APN | 05-34035-500 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 780 sqft Living Area |
| 1st Floor Area | 780 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,044 sqft (0.116 acres) |
| Lot Dimensions | 126 ft deep x 41 ft wide |
| Terrain | Above Road/Slope |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 28 sqft |
| Patio Area | 780 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 814 HARDING AVE |
|---|---|
| City | LANCASTER |
| State | OH |
| Zip | 43130-2761 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LANRECO PARK ADD LOT 127 PT VAC ST |
| Legal Subdivision | LANRECO PARK ADD |
| Legal Lot Number | 127 |
| Jurisdiction | FAIRFIELD OH |
| Township / Civil Division | LANCASTER CITY |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 32100 |
814 Harding Ave is owned and occupied by two individuals who bought it in September 2023.
Source: Fairfield County records, as of July 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 814 HARDING AVE, LANCASTER, OH 43130-2761 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 14, 2023 | Warranty Deed, Transfer · Conventional Mortgage RAPID MORTGAGE COMPANY |
| Oct 19, 2021 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Feb 10, 2017 | Warranty Deed, Transfer · VA Mortgage QUICKEN LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 14, 2023 · Amount on File |
| Deed Sale | Sep 14, 2023 · Amount on File |
| Prior Sale | Feb 10, 2017 · Amount on File |
| Deed Document Number | 202314368 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Recording Date | Sep 14, 2023 |
| Property Address | 814 HARDING AVE, LANCASTER, OH 43130-2761 |
| Document Number | 0000014368 |
| Map Reference | MB 4 PG 7 |
| Instrument Date | Sep 11, 2023 |
| Instrument | 202300014368 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2023 |
| Title Company | NORWEST TITLE, NORTHWEST TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 814 HARDING AVE, LANCASTER, OH 43130-2761 |
| Document Number | 0000014369 |
|---|---|
| Date | Sep 14, 2023 |
| Instrument | 202300014369 |
| Name | RAPID MORTGAGE COMPANY |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Property Address | 814 HARDING AVE, LANCASTER, OH 43130-2761 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000027471 |
|---|---|
| Date | Oct 19, 2021 |
| Instrument | 202100027471 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Recording Date | Feb 10, 2017 |
| Property Address | 814 HARDING AVE, LANCASTER, OH 43130-2761 |
| Document Number | 0000002567 |
| Book / Page | 1731 / 1306 |
| Map Reference | MB 4 PG 7 |
| Instrument Date | Jan 31, 2017 |
| Instrument | 201700002567 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | NORTHWEST TITLE FAMILY OF CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 814 HARDING AVE, LANCASTER, OH 43130-2761 |
| Investor | Possibly a Property Investor |
| Document Number | 0000002568 |
|---|---|
| Date | Feb 10, 2017 |
| Instrument | 201700002568 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2047 |
The 2025 property tax bill for 814 Harding Ave was $5,030.
Source: Fairfield County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Fairfield County |
| Municipality | Lancaster City |
| Unified School District | Lancaster City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,030.00 | $55,960 Land $15,900 Building $40,060 | $159,900 Land $45,440 Building $114,460 |
| 2023 | $1,471.00 | $40,470 (-) Land $9,950 Building $30,520 | |
| 2022 | Homeowner's exemption | $40,470 Land $9,950 Building $30,520 | $115,650 Land $28,440 Building $87,210 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 814 Harding Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 814 Harding Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LANCASTER CITY PWS serves 40,400 people · EPA ID OH2301012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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