823 Cherry St, Saint Louis, MO 63122 Property Records

St. Louis County property record for 823 Cherry St, Saint Louis, MO 63122

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,628 sqft · built 2016
Lot Size	0.176 acres (7,667 sqft)
Owner	Individual Name on Record
Last Sale	$825,000 (May 2025)
Tax Bill	$6,874 (2025)
Deeds & Mortgages	Sep 2025 Sale Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22N-52-1331`

Property Details

APN / Parcel Number

Primary APN	`22N-52-1331`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,628 sqft Living Area
Gross Area	3,008 sqft
1st Floor Area	1,210 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	7,667 sqft (0.176 acres)
Lot Dimensions	59 ft deep x 59 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	380 sqft
Porch	Open Frame Porch
Porch Area	96 sqft
Balcony Area	18 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	823 CHERRY ST
City	SAINT LOUIS
State	MO
Zip	63122-1003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	32R3
Legal Description	823 CHERRY STREET CONSOLIDATION LOT 823
Legal Subdivision	823 CHERRY STREET CONSOLIDATION
Legal Lot Number	823
Jurisdiction	ST LOUIS MO
Township / Civil Division	CLAYTON
Census Block Group	2
Census Block	2011
Census Tract	217600

Owner

Source: St. Louis County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	823 CHERRY ST, SAINT LOUIS, MO 63122-1003
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2025	Beneficiary Deed, Transfer
Jul 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2025 · Amount on Record
Deed Sale	May 20, 2025 · Amount on Record
Prior Sale	Mar 29, 2017 · Amount on Record
Deed Document Number	2025520219
Last Transfer Date	Sep 10, 2025
Transfer Doc	0000000333
Record Updated	Oct 29, 2026

September 2025: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST LOUIS MO
Recording Date	Sep 16, 2025
Property Address	823 CHERRY ST, SAINT LOUIS, MO 63122-1003
Document Number	2025091600333
Map Reference	MB 19 PG 32
Instrument Date	Sep 10, 2025
Instrument	2025091600333
Transaction Type	Transfer
Record Updated	Dec 16, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	823 CHERRY ST, KIRKWOOD, MO 63122-1003

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	823 CHERRY ST, KIRKWOOD, MO 63122-1003

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	823 CHERRY ST, SAINT LOUIS, MO 63122-1003
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	823 CHERRY ST, KIRKWOOD, MO 63122-1003

Mortgage

Document Number	0241343808
Date	Jul 16, 2020
Book Page	24134/3808
Instrument	2020071600713

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2050

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Kirkwood City
Unified School District	Kirkwood R-VII School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$121,760 (-) Land $42,830 Building $78,930	$640,800 (-) Land $225,400 Building $415,400
2025	$6,874.00 (+1.03%)	$121,760 (+12.21%) Land $42,830 Building $78,930	$640,800 (+12.2%) Land $225,400 Building $415,400
2024	$6,804.00 (+1.6%)	$108,510 (-) Land $28,030 Building $80,480
2023	$6,697.00 (+6.47%)	$108,510 (+13.62%) Land $28,030 Building $80,480	$571,100 (+13.63%) Land $147,500 Building $423,600
2022	$6,290.00	$95,500 Land $24,910 Building $70,590
2021			$502,600 Land $131,100 Building $371,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (1978–2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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