St. Louis County property record for 816 Cherry St, Saint Louis, MO 63122
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 960 sqft · built 1951 |
| Lot Size | 0.173 acres (7,540 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $118,370 (Jan 2026) |
| Tax Bill | $3,063 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Jan 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 22N-52-0592 |
| Primary APN | 22N-52-0592 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 7,540 sqft (0.173 acres) |
| Lot Dimensions | 58 ft deep x 58 ft wide |
| View / Lot | Cul-De-Sac |
| Garage Type | Carport |
| Garage Area | 300 sqft |
| Carport | Carport |
| Carport Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 144 sqft |
| Canopy | 112 sqft |
| Utility Building | 20 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 816 CHERRY ST |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63122-1004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 32R3 |
| Legal Description | WESTCHESTER PLAT 1 SECTIONS A THRU D PTS RESUB LOT 43 |
| Legal Subdivision | WESTCHESTER PLAT 1 SECTIONS A THRU D PTS |
| Legal Lot Number | 43 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | CLAYTON |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 217600 |
816 Cherry St is owned and occupied by two individuals who bought it in January 2026.
Source: St. Louis County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 816 CHERRY ST, SAINT LOUIS, MO 63122-1004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 25, 2026 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Jan 5, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 22, 2026 · Amount on File |
| Deed Sale | Jan 22, 2026 · Amount on File |
| Deed Document Number | 202681 |
| Prior Transfer Date | Apr 1, 2022 |
| Prior Transfer Doc | 0000000452 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Sep 25, 2026 |
| Property Address | 816 CHERRY ST, SAINT LOUIS, MO 63122-1004 |
| Document Number | 0000000105 |
| Instrument Date | Sep 21, 2026 |
| Instrument | 2026925105 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 816 CHERRY ST, SAINT LOUIS, MO 63122-1004 |
| Document Number | 0000000105, |
|---|---|
| Date | Sep 25, 2026 |
| Instrument | 2026925105 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.99% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Jan 5, 2023 |
| Property Address | 816 CHERRY ST, SAINT LOUIS, MO 63122-1004 |
| Document Number | 2023010500452 |
| Map Reference | MB 51 PG 15 |
| Instrument Date | Apr 1, 2022 |
| Instrument | 2023010500452 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 816 CHERRY ST, SAINT LOUIS, MO 63122-1004 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 816 CHERRY ST, KIRKWOOD, MO 63122-1004 |
The 2025 property tax bill for 816 Cherry St was $3,063, up 35% from the year before.
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Municipality | Kirkwood City |
| Unified School District | Kirkwood R-VII School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $53,980 (-) Land $42,540 Building $11,440 | $284,100 (-) Land $223,900 Building $60,200 | |
| 2025 | $3,063.00 (+34.99%) | $53,980 Land $42,540 Building $11,440 | $284,100 Land $223,900 Building $60,200 |
| 2024 | $2,269.00 (+1.61%) | ||
| 2023 | $2,233.00 (+14.34%) | $35,890 (+21%) Land $27,850 Building $8,040 | $188,900 Land $146,600 Building $42,300 |
| 2022 | $1,953.00 | $29,660 Land $24,740 Building $4,920 | |
| 2021 | $156,100 Land $130,200 Building $25,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 816 Cherry St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (1978–2020) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Aug 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 816 Cherry St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430 |
|---|---|
| Water Source | Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Wisper ISP.
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