727 Cherry St, Saint Louis, MO 63122 Property Records

St. Louis County property record for 727 Cherry St, Saint Louis, MO 63122

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,044 sqft · built 1951
Lot Size	0.207 acres (8,999 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Apr 2023)
Tax Bill	$2,649 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`22N-52-0653`

Property Details

APN / Parcel Number

Primary APN	`22N-52-0653`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,044 sqft Living Area
Gross Area	1,380 sqft
1st Floor Area	960 sqft
Family Room	Family Room

Exterior

Year Built	Built 1951
Effective Year Built	Effective 2008
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	8,999 sqft (0.207 acres)
Lot Dimensions	75 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	35 sqft
Patio Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	727 CHERRY ST
City	SAINT LOUIS
State	MO
Zip	63122-1001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	32R3
Legal Description	WESTCHESTER PLAT 1 SECTIONS A THRU D PTS RESUB LOT 30
Legal Subdivision	WESTCHESTER PLAT 1 SECTIONS A THRU D PTS
Legal Lot Number	30
Jurisdiction	ST LOUIS MO
Township / Civil Division	CLAYTON
Census Block Group	2
Census Block	2011
Census Tract	217600

Owner

Source: St. Louis County records, as of October 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	727 CHERRY ST, SAINT LOUIS, MO 63122-1001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2023	Warranty Deed, Transfer · Conventional Mortgage CARROLLTON BANK
Nov 12, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage JLB CORP
Jun 8, 2018	Warranty Deed, Transfer NOT AVAILABLE
Dec 28, 2017	Warranty Deed, Transfer ENDEAVOR CAP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2023 · Amount on Record
Deed Sale	Apr 14, 2023 · Amount on Record
Prior Sale	Apr 14, 2023
Deed Document Number	2023414164
Prior Transfer Date	Oct 17, 2020
Prior Transfer Doc	0244341367
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Apr 14, 2023
Property Address	727 CHERRY ST, SAINT LOUIS, MO 63122-1001
Document Number	2023041400164
Map Reference	MB 51 PG 15
Instrument Date	Apr 11, 2023
Instrument	2023041400164
Transaction Type	Transfer
Record Updated	Aug 14, 2023
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	277 PENNINGTON LN, CHESTERFIELD, MO 63005-6915

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	727 CHERRY ST, SAINT LOUIS, MO 63122-1001

Mortgage

Document Number	2023041400165
Date	Apr 14, 2023
Instrument	2023041400165

Lender

Name	CARROLLTON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MO
Recording Date	Nov 12, 2020
Property Address	727 CHERRY ST, SAINT LOUIS, MO 63122-1001
Document Number	0244341367
Book / Page	24434 / 1367
Map Reference	MB 51 PG 15
Instrument Date	Oct 17, 2020
Instrument	2020111201138
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	COPPER TITLE, COPPER TITLE LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 PENNINGTON LN, CHESTERFIELD, MO 63005-6915

Mortgage

Document Number	2020111201140
Date	Nov 12, 2020
Instrument	2020111201140

Lender

Name	JLB CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jun 8, 2018
Property Address	727 CHERRY ST, SAINT LOUIS, MO 63122-1001
Document Number	0230610915
Book / Page	023061 / 000915
Instrument Date	Jun 1, 2018
Instrument	862
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	277 PENNINGTON LN CHESTERFIELD MO 630056915, CHESTERFIELD, MO 63005-6915

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Dec 28, 2017
Property Address	727 CHERRY ST, SAINT LOUIS, MO 63122-1001
Document Number	0228363372
Book / Page	022836 / 003372
Instrument Date	Dec 22, 2017
Instrument	714
Transaction Type	Transfer
Record Updated	Feb 2, 2018
Title Company	INVESTORS TITLE COMPANY-CLAYTON

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	277 PENNINGTON LN CHESTERFIELD MO 630056915, CHESTERFIELD, MO 63005-6915

Mortgage

Document Number	228363375
Date	Dec 28, 2017
Book Page	022836/003375
Instrument	715

Lender

Name	ENDEAVOR CAP
Type	Funding / Finance Company
Address	CHESTERFIELD, MO 63017

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 27, 2047

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Kirkwood City
Unified School District	Kirkwood R-VII School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$46,620 (-) Land $45,730 Building $890	$245,400 (-) Land $240,700 Building $4,700
2025	$2,649.00 (+7.51%)	$46,620 (+19.51%) Land $45,730 Building $890	$245,400 (+19.53%) Land $240,700 Building $4,700
2024	$2,464.00 (+1.61%)
2023	$2,425.00 (+13.37%)	$39,010 (+20.07%) Land $29,930 Building $9,080	$205,300 (+20.06%) Land $157,500 Building $47,800
2022	$2,139.00	$32,490 Land $26,600 Building $5,890
2021			$171,000 Land $140,000 Building $31,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (1978–2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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