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8228 Ruby Valley Rd, Charlotte, NC 28277 Property Records

Mecklenburg County property record for 8228 Ruby Valley Rd, Charlotte, NC 28277 · Last verified June 2023

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,592 sqft · built 2010
Lot Size0.264 acres (11,503 sqft)
OwnerIndividual Name on File
Last Sale$288,500 (May 2010)
Tax Bill$6,469 (2023)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN229-164-14

Property Details

APN / Parcel Number

Primary APN229-164-14

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,592 sqft Heated Area
Gross Area4,187 sqft
1st Floor Area1,565 sqft
Upper Floors Area2,027 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2010
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area11,503 sqft (0.264 acres)
Garage Area462 sqft
PorchPorch
Porch Area133 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number229-164-14
Street Address8228 RUBY VALLEY RD
CityCHARLOTTE
StateNC
Zip28277-3850
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL143 M49-93
Legal SubdivisionVINEYARDS LAKE WYLIE PH 01 MAP
Legal Lot Number143
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1000
Census Tract5845

Owner

Source: Mecklenburg County records · APN 229-164-14

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address8228 RUBY VALLEY RD, CHARLOTTE, NC 28277-3850
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 25, 2010 · Amount on Record
Deed SaleMay 25, 2010 · Amount on Record
Deed Document Number0025642369
Deed Book / Page25642 / 369
Record UpdatedJun 07, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address8228 RUBY VALLEY RD, CHARLOTTE, NC 28277-3850
Document Number0000220262
Instrument DateDec 21, 2020
Transaction TypeMortgage
Record UpdatedFeb 08, 2021
Title CompanyMEYMAX TITLE AGENCY/OH LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address8228 RUBY VALLEY RD CHARLOTTE NC 282773850, CHARLOTTE, NC 28277-3850

Mortgage

Document Number0000220262
DateDec 29, 2020
Book Page035482/000957
Instrument220262
Lender
NameLOWER
AddressCOLUMBIA, MD 21044
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 28, 2035

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Morris, Green, Farm
listed 1991 · 3 contributing resources · NRIS 91000080

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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