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8227 Ruby Valley Rd, Charlotte, NC 28277 Property Records

Mecklenburg County property record for 8227 Ruby Valley Rd, Charlotte, NC 28277 · Last verified June 2023

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,560 sqft · built 2010
Lot Size0.185 acres (8,071 sqft)
OwnerIndividual Name on File
Last Sale$414,000 (Dec 2020)
Tax Bill$5,211 (2023)
Deeds & MortgagesDec 2020 Sale & Mortgage
May 2016 Mortgage
Flood ZoneZone X (minimal risk)
APN229-165-07

Property Details

APN / Parcel Number

Primary APN229-165-07

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,560 sqft Heated Area
Gross Area3,000 sqft
1st Floor Area1,080 sqft
Upper Floors Area1,480 sqft

Exterior

Year BuiltBuilt 2010
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area8,071 sqft (0.185 acres)
Garage Area400 sqft
PorchPorch
Porch Area40 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number229-165-07
Street Address8227 RUBY VALLEY RD
CityCHARLOTTE
StateNC
Zip28277-3850
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL123 M49-93
Legal SubdivisionSTONE CRK RANCH
Legal Lot Number123
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1002
Census Tract5845

Owner

Source: Mecklenburg County records · APN 229-165-07

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address8227 RUBY VALLEY RD, CHARLOTTE, NC 28277-3850
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 10, 2020Warranty Deed, Transfer · Conventional Mortgage
TOWNEBANK MORTGAGE
May 16, 2016Deed of Trust, Mortgage · Conventional with PMI
WELLS FARGO BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 10, 2020 · Amount on Record
Deed SaleDec 10, 2020 · Amount on Record
Prior SaleMay 16, 2016 · Amount on Record
Deed Document Number0035418842
Deed Book / Page35418 / 842
Record UpdatedJun 07, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateDec 10, 2020
Property Address8227 RUBY VALLEY RD, CHARLOTTE, NC 28277-3850
Document Number0000209750
Book / Page35418 / 842
Map ReferenceMB 49 PG 93
Instrument DateDec 10, 2020
Instrument2020209750
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$828.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8227 RUBY VALLEY RD, CHARLOTTE, NC 28277-3850

Mortgage

Document Number0000209751
DateDec 10, 2020
Instrument2020209751
Lender
NameTOWNEBANK MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

May 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address8227 RUBY VALLEY RD, CHARLOTTE, NC 28277-3850
Document Number0000122915
Instrument DateMay 16, 2016
Transaction TypeMortgage
Record UpdatedAug 24, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address8227 RUBY VALLEY RD CHARLOTTE NC 282773850, CHARLOTTE, NC 28277-3850

Mortgage

Document Number0000122915
DateSep 11, 2017
Book Page032111/000222
Instrument122915
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueSep 10, 2047

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371190058451, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies8 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Morris, Green, Farm
listed 1991 · 3 contributing resources · NRIS 91000080

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 223 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Google FiberFiber8,000 / 8,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20
Uniti GroupDSL100 / 20

May also be available at this address: Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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