8225 Midas Ln, Locust, NC 28097 Property Records

Cabarrus County property record for 8225 Midas Ln, Locust, NC 28097

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,476 sqft · built 2014
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$310,000 (Aug 2025)
Tax Bill	$2,406 (2023)
Deeds & Mortgages	May 2021 Mortgage May 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09012A0177.000000`

Property Details

APN / Parcel Number

Primary APN	`09012A0177.000000`
Alternative APNs	`5576 26 5474` `132807` `162890` `179785`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,476 sqft Living Area
Gross Area	2,110 sqft
1st Floor Area	738 sqft
Upper Floors Area	738 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	126 ft deep x 70 ft wide
Garage Type	Mixed
Garage Area	400 sqft
Driveway	Concrete Driveway
Driveway Area	738 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	90 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	179785
Street Address	8225 MIDAS LN
City	LOCUST
State	NC
Zip	28097-4507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OPS
Legal Description	LT 177 MEADOWCREEK
Legal Subdivision	MEADOWCREEK VILLAGE
Legal Lot Number	177
Jurisdiction	CABARRUS NC
Township / Civil Division	9, GEORGEVILLE
Census Block Group	2
Census Block	2041
Census Tract	41602

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	220 JENKINS ST, LOCUST, NC 28097-9505
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage NFM INC
May 10, 2023	Warranty Deed, Transfer
Sep 9, 2019	Warranty Deed, Transfer · Conventional Mortgage NFM INC
Sep 6, 2019	Deed of Trust, Mortgage NFM LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2025 · Amount on Record
Deed Sale	Aug 7, 2025 · Amount on Record
Prior Sale	Sep 9, 2019 · Amount on Record
Deed Document Number	202517647
Deed Book / Page	17560 / 323
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	8225 MIDAS LN, LOCUST, NC 28097-4507
Transaction Type	Mortgage
Record Updated	May 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015203196
Date	May 26, 2021
Book Page	15203/196

Lender

Name	NFM INC
Type	Mortgage Company
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	May 10, 2023
Property Address	8225 MIDAS LN, LOCUST, NC 28097-4507
Document Number	0016481319
Book / Page	16481 / 319
Map Reference	MB 54 PG 43
Instrument Date	May 5, 2023
Transaction Type	Transfer
Record Updated	May 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	8225 MIDAS LN, LOCUST, NC 28097-4507

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Sep 9, 2019
Property Address	8225 MIDAS LN, LOCUST, NC 28097-4507
Document Number	0013706170
Book / Page	13706 / 0170
Map Reference	MB 54 PG 43
Instrument Date	Sep 6, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$396.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6231 SC HELMS ROAD, 6231, MARSHVILLE, NC 28103

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8225 MIDAS LN, LOCUST, NC 28097-4507

Mortgage

Document Number	0013706173
Date	Sep 9, 2019
Instrument	13706/173

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Mortgage

Document Number	0013706185
Date	Sep 9, 2019
Book Page	13706/0185

Lender

Name	NORTH CAROLINA HOUSING FINANCE AGENCY
Type	Government Agency
Address	RALEIGH, NC 27611

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	8225 MIDAS LN, LOCUST, NC 28097-4507
Document Number	13817204
Instrument Date	Sep 6, 2019
Transaction Type	Mortgage
Record Updated	Nov 13, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8225 MIDAS LN LOCUST NC 280974507, LOCUST, NC 28097-4507

Mortgage

Document Number	13817204
Date	Oct 31, 2019
Book Page	013817/000204
Instrument	30276

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 30, 2049

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Locust City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$316,790 (-) Land $66,000 Building $250,790
2025		$316,790 (+65.17%) Land $66,000 Building $250,790
2024			$316,790 (+65.17%) Land $66,000 Building $250,790
2023	$2,406.00	$191,800 Land $40,500 Building $151,300	$191,800 Land $40,500 Building $151,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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