8217 Midas Ln, Locust, NC 28097 Property Records

Cabarrus County property record for 8217 Midas Ln, Locust, NC 28097

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,740 sqft · built 2014
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$442,000 (Aug 2024)
Tax Bill	$3,049 (2023)
Deeds & Mortgages	Aug 2018 Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09012A0175.000000`

Property Details

APN / Parcel Number

Primary APN	`09012A0175.000000`
Alternative APNs	`5576 26 6570` `172768` `99228`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,740 sqft Living Area
Gross Area	3,776 sqft
1st Floor Area	1,660 sqft
Upper Floors Area	1,480 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	119 ft deep x 61 ft wide
Garage Type	Mixed
Garage Area	400 sqft
Driveway	Concrete Driveway
Driveway Area	714 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	36 sqft
Patio Area	200 sqft
Storage Building	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	172768
Street Address	8217 MIDAS LN
City	LOCUST
State	NC
Zip	28097-4507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OPS
Legal Description	LT 175 MEADOWCREEK
Legal Subdivision	MEADOWCREEK VILLAGE
Legal Lot Number	175
Jurisdiction	CABARRUS NC
Township / Civil Division	9, GEORGEVILLE
Census Block Group	2
Census Block	2041
Census Tract	41602

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8217 MIDAS LN, LOCUST, NC 28097-4507
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2018	Deed of Trust, Mortgage · ARM STATE EMPLOYEES CU
Apr 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2024 · Amount on Record
Deed Sale	Aug 27, 2024 · Amount on Record
Prior Sale	Feb 3, 2015 · Amount on Record
Deed Document Number	202418136
Deed Book / Page	17072 / 168
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	8217 MIDAS LN, LOCUST, NC 28097-4507
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	ACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013138230
Date	Aug 16, 2018
Book Page	13138/0230

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Change Frequency	5 Years
Min Rate At Change	3.75%
Index	5-Year CMT
Margin	2
Max Rate	9.75%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	8217 MIDAS LN, LOCUST, NC 28097-4507
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015058233
Date	Apr 5, 2021
Book Page	15058/233

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.95%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2026
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	4.95%
Index	5-Year CMT
Max Rate	8.9%

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Locust City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$422,050 (-) Land $66,000 Building $356,050
2025		$422,050 (+71.75%) Land $66,000 Building $356,050
2024			$422,050 (+71.75%) Land $66,000 Building $356,050
2023	$3,049.00	$245,730 Land $40,500 Building $205,230	$245,730 Land $40,500 Building $205,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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