8221 Midas Ln, Locust, NC 28097 Property Records

Cabarrus County property record for 8221 Midas Ln, Locust, NC 28097

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,040 sqft · built 2013
Lot Size	0.16 acres (6,970 sqft)
Owner	Company Name on Record
Last Sale	$218,000 (Sep 2019)
Tax Bill	$2,574 (2023)
Deeds & Mortgages	Jul 2020 Line of Credit Sep 2019 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09012A0176.000000`

Property Details

APN / Parcel Number

Primary APN	`09012A0176.000000`
Alternative APNs	`5576 26 6427` `139006`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,040 sqft Living Area
Gross Area	2,265 sqft
1st Floor Area	1,020 sqft
Upper Floors Area	1,020 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	119 ft deep x 55 ft wide
Garage Type	Mixed
Garage Area	200 sqft
Driveway	Concrete Driveway
Driveway Area	576 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	16 sqft
Patio Area	9 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	139006
Street Address	8221 MIDAS LN
City	LOCUST
State	NC
Zip	28097-4507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OPS
Legal Description	LT 176 MEADOWCREEK
Legal Subdivision	MEADOWCREEK VILLAGE
Legal Lot Number	176
Jurisdiction	CABARRUS NC
Township / Civil Division	9, GEORGEVILLE
Census Block Group	2
Census Block	2041
Census Tract	41602

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 4900, SCOTTSDALE, AZ 85261-4900
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2020	Quit Claim Deed, Transfer · Line of Credit GERMAN AMERICAN CAP
Sep 4, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Sep 7, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2019 · Amount on Record
Deed Sale	Sep 4, 2019 · Amount on Record
Prior Sale	Aug 12, 2013 · Amount on Record
Deed Book / Page	13700 / 136
Last Transfer Date	Jul 21, 2020
Transfer Doc	143461
Record Updated	Oct 29, 2026

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CABARRUS NC
Recording Date	Jul 21, 2020
Property Address	8221 MIDAS LN, LOCUST, NC 28097-4507
Document Number	143461
Book / Page	014346 / 000001
Instrument Date	Jul 21, 2020
Instrument	23134
Transaction Type	Transfer
Record Updated	Sep 4, 2020
Title Company	OS NATIONAL LLC, OS NAT'L LLC

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1508 BROOKHOLLOW DR SANTA ANA CA 927055426, SANTA ANA, CA 92705-5426

Mortgage

Document Number	1434649
Date	Jul 21, 2020
Book Page	014346/000049
Instrument	23135

Lender

Name	GERMAN AMERICAN CAP
Type	Funding / Finance Company
Address	60 WALL ST # 10TH, NEW YORK, NY 10005-2865

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Sep 4, 2019
Property Address	8221 MIDAS LN, LOCUST, NC 28097-4507
Document Number	13700136
Book / Page	013700 / 000136
Instrument Date	Sep 4, 2019
Instrument	23558
Transaction Type	Transfer
Record Updated	Sep 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$436.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 15087 SANTA ANA CA 927350087, SANTA ANA, CA 92735-0087
Investor	Possibly a Property Investor

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CABARRUS NC
Recording Date	Sep 7, 2018
Property Address	8221 MIDAS LN, LOCUST, NC 28097-4507
Document Number	13173306
Book / Page	013173 / 000306
Instrument Date	Aug 31, 2018
Instrument	22444
Transaction Type	Transfer
Record Updated	Sep 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	8221 MIDAS LN LOCUST NC 280974507, LOCUST, NC 28097-4507

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	8221 MIDAS LN, LOCUST, NC 28097-4507
Document Number	1314417
Instrument Date	Aug 3, 2018
Transaction Type	Mortgage
Record Updated	Sep 5, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8221 MIDAS LN LOCUST NC 280974507, LOCUST, NC 28097-4507

Mortgage

Document Number	1314417
Date	Aug 20, 2018
Book Page	013144/000017
Instrument	20626

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 19, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Locust City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$300,700 (-) Land $66,000 Building $234,700
2025		$300,700 (+46.08%) Land $66,000 Building $234,700
2024			$300,700 (+46.08%) Land $66,000 Building $234,700
2023	$2,574.00	$205,840 Land $40,500 Building $165,340	$205,840 Land $40,500 Building $165,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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