810 Wilda Dr, Westminster, MD 21157 Property Records

Carroll County property record for 810 Wilda Dr, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,652 sqft · built 1984
Lot Size	1.43 acres (62,378 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,000 (Jul 2014)
Tax Bill	$4,249 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-048903`

Property Details

APN / Parcel Number

Primary APN	`04-048903`
Alternative APNs	`4048903` `048903`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,652 sqft Total Area
Basement Area	624 sqft
Finished Basement	624 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	62,378 sqft (1.43 acres)
Garage Type	Basement
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	252 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	048903
Street Address	810 WILDA DR
City	WESTMINSTER
State	MD
Zip	21157-8352
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-400
Legal Description	LT 23 - 1.432 ACS 810 WILDA DR 23-177 SC 1 PEACH MILL ESTS PLT A
Legal Subdivision	PEACH MILL ESTATES SEC 01
Legal Lot Number	23
Jurisdiction	CARROLL MD
Township / Civil Division	4, WOOLERYS
Census Block Group	2
Census Block	2009
Census Tract	504202

Owner

Source: Carroll County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	810 WILDA DR, WESTMINSTER, MD 21157-8352
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Oct 9, 2020	Deed of Trust, Mortgage · FHA Mortgage GOODMORTGAGE.COM

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2014 · Amount on Record
Deed Sale	Jul 31, 2014 · Amount on Record
Prior Sale	Apr 30, 1987 · Amount on Record
Deed Book / Page	7723 / 320
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	810 WILDA DR, WESTMINSTER, MD 21157-8352
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	810 WILDA DR, WESTMINSTER, MD 21157-8352

Mortgage

Document Number	0110840142
Date	Aug 1, 2023
Book Page	11084/142

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	357 Months
Due	May 16, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	810 WILDA DR, WESTMINSTER, MD 21157-8352
Document Number	0099230072
Instrument Date	Oct 9, 2020
Transaction Type	Mortgage
Record Updated	Nov 10, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	810 WILDA DR WESTMINSTER MD 211578352, WESTMINSTER, MD 21157-8352

Mortgage

Document Number	0099230072
Date	Oct 29, 2020
Book Page	009923/000072

Lender

Name	GOODMORTGAGE.COM
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Oct 28, 2045

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$441,633 (+26.11%)	$502,100 (+22.05%) Land $204,300 Building $297,800
2025	$4,249.00 (+7.38%) Homeowner's exemption
2023	$3,957.00 Homeowner's exemption	$350,200	$411,400 Land $164,300 Building $247,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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