St. Joseph County property record for 822 N Main St, Three Rivers, MI 49093
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,540 sqft · built 1900 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $98,000 (Dec 2025) |
| Tax Bill | $2,279 (2025) |
| Deeds & Mortgages | Dec 2025 Sale Mar 2024 Foreclosure + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-135-004-00 |
| Primary APN | 051-135-004-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,540 sqft Living Area |
| 1st Floor Area | 1,464 sqft |
| Basement Area | 1,384 sqft |
| Unfinished Basement | 953 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 168 ft deep x 66 ft wide |
| Garage Area | 324 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 822 N MAIN ST |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-2333 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LOT 6 BLK 1 LYMANS ADDITION CITY OF THREE RIVERS. |
| Legal Subdivision | LYMANS ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | THREE RIVERS |
| Census Block Group | 1 |
| Census Block | 1053 |
| Census Tract | 40100 |
Source: St. Joseph County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 822 N MAIN ST, THREE RIVERS, MI 49093-2333 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Dec 10, 2025 | Warranty Deed, Transfer UNKNOWN, MICHIANA TITLE LLC |
| Mar 8, 2024 | Sheriff's Deed, Foreclosure |
| Mar 5, 2020 | Deed, Transfer QUICKEN LOANS INC |
| Oct 4, 2019 | Sheriff's Deed, Foreclosure |
| Mar 19, 2007 | Intrafamily Transfer, Transfer · ARM POPULAR FINANCIAL SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 10, 2025 · Amount on Record |
| Deed Sale | Dec 10, 2025 · Amount on Record |
| Prior Sale | Feb 7, 2025 · Amount on Record |
| Deed Document Number | 20259630 |
| Prior Transfer Date | Sep 24, 2009 |
| Prior Transfer Doc | 1554/0787 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Dec 10, 2025 |
| Property Address | 822 N MAIN ST, THREE RIVERS, MI 49093-2333 |
| Document Number | 2025009630 |
| Map Reference | LB 1 PG 22 |
| Instrument Date | Nov 14, 2025 |
| Instrument | 2025009630 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2025 |
| Title Company | UNKNOWN, MICHIANA TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $735.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16858 EDINBURG LN, SOUTH BEND, IN 46635-1422 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 822 N MAIN ST, THREE RIVERS, MI 49093-2333 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Mar 8, 2024 |
| Property Address | 822 N MAIN ST, THREE RIVERS, MI 49093-2333 |
| Document Number | 2024001553 |
| Map Reference | LB 1 PG 22 |
| Instrument Date | Feb 29, 2024 |
| Instrument | 2024001553 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 22, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226-3573 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Mar 5, 2020 |
| Property Address | 822 N MAIN ST, THREE RIVERS, MI 49093-2333 |
| Document Number | 001998/957 |
| Book / Page | 1998 / 957 |
| Map Reference | LB 1 PG 22 |
| Instrument Date | Feb 26, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $464.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 950 TRADE CENTRE WAY # WAY400, 950, PORTAGE, MI 49002-0487 |
| Name | Verified Name |
|---|---|
| Address | 203 PINE ST, SCHOOLCRAFT, MI 49087-9710 |
| Document Number | 0001998959 |
|---|---|
| Date | Mar 5, 2020 |
| Instrument | 1998/959 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 1, 2050 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Oct 4, 2019 |
| Property Address | 822 N MAIN ST, THREE RIVERS, MI 49093-2333 |
| Document Number | 1977/0657 |
| Book / Page | 1977 / 0657 |
| Map Reference | LB 1 PG 22 |
| Instrument Date | Sep 26, 2019 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 22, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $46.20 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 950 TRADE CENTRE WAY STE 400, 400, PORTAGE, MI 49002-0493 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Mar 19, 2007 |
| Property Address | 822 N MAIN ST, THREE RIVERS, MI 49093-2333 |
| Document Number | 01426/0879 |
| Book / Page | 1426 / 0879 |
| Map Reference | LB1 PG22 |
| Instrument Date | Jan 22, 2007 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 822 N MAIN ST, THREE RIVERS, MI 49093-2333 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 822 N MAIN ST, THREE RIVERS, MI 49093-2333 |
| Document Number | 0014260881 |
|---|---|
| Date | Mar 19, 2007 |
| Instrument | 1426/0881 |
| Name | POPULAR FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Feb 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.81% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 6 Months |
| Min Rate At Change | 8.81% |
| Max Rate At Change | 11.8% |
| Index | 6-Month LIBOR |
| Max Rate | 14.8% |
Source: St. Joseph County assessment roll, as of August 11, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| Municipality | Three Rivers City |
| Unified School District | Three Rivers Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $77,900 (+7.45%) | $155,800 (+7.45%) | |
| 2025 | $2,279.00 (-11.63%) Homeowner's exemption | $72,500 (+28.77%) Land $4,800 Building $67,700 | $145,000 (+28.77%) Land $9,600 Building $135,400 |
| 2024 | $2,579.00 (+10.26%) | ||
| 2023 | $56,300 Land $3,000 Building $53,300 | $112,600 Land $6,000 Building $106,600 | |
| 2022 | $2,339.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2008) |
| Most Recent Claim | Sep 2008 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | THREE RIVERS serves 7,905 people · EPA ID MI0006610 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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